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Job Summary

To deliver a seamless virtual banking experience to Business Banking clients by managing and growing a portfolio of customers remotely. The Virtual Banker is responsible for providing financial solutions, driving revenue growth through cross-selling, and ensuring compliance with FAIS and regulatory requirements.

Job Description

Key Responsibilities

1. Client Relationship & Service Management
- Manage a portfolio of clients via virtual channels (voice, video, digital)
- Build client relationships and provide tailored financial solutions
- Deliver high-quality service aligned to Absa standards

2. Sales & Revenue Growth
- Identify cross-sell and upsell opportunities
- Drive new client acquisition
- Achieve financial and non-financial targets

3. Portfolio Management
- Manage and optimise portfolio profitability
- Monitor account performance and conduct reviews

4. Risk & Compliance (FAIS)
- Ensure compliance with FAIS and regulatory requirements
- Maintain RE5 certification and regulatory standards

5. Digital & Virtual Enablement
- Drive digital adoption among clients
- Use virtual tools to enhance engagement

Qualifications

- National Diploma / Degree in Business, Commerce or Finance
- FAIS Compliant (RE5 required)

Experience

- 3–5 years’ experience in Business or Retail Banking
- Portfolio and client management experience
- Sales and revenue generation experience

Key Skills & Competencies

- Client-centric approach
- Strong sales & negotiation skills
- Digital engagement capability
- Risk awareness and compliance discipline
- Communication and problem-solving skills

Education

Higher Diplomas: Business, Commerce and Management Studies (Required)

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised