About OnePay

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

The Role

As a Product Manager on the Core App team at OnePay, you’ll own the product strategy and roadmap for personalization and experimentation across the customer experience; you’ll define how the app adapts to user behavior, how we test and learn at scale, and how we drive engagement, retention, and cross-sell through a more relevant and dynamic product experience. Your work will affect every aspect of our product adoption and growth!

• Build and execute the vision, strategy, and roadmap for personalization across the end-to-end customer experience

• Define how content, offers, and product surfaces adapt to user behavior, making personalization a core product differentiator

• Build and scale experimentation capabilities, driving work from discovery through testing, launch, and iteration

• Lead high-priority initiatives that improve core app engagement, retention, and cross-sell

You Bring

• 5+ years of product management experience in consumer tech or fintech

• Experience building personalization, recommendation systems, or growth/experimentation platforms

• Strong product sense paired with data fluency; comfortable defining metrics and using data to drive decisions

• Track record of shipping 0→1 and iterating on product systems that scale

• Deep understanding of current AI tools and how to leverage them effectively

• Drive and proactivity - everyone here is a builder and executor

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.