Dave vs. Goliath. We’re Dave.

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

Dave is hiring a Software Engineering Manager to lead our Ledger & Reconciliation Platform team — the systems that ensure every dollar moving through Dave is correct, fully accounted for, and auditable end-to-end.

The Opportunity

You’ll lead a team building Dave’s internal financial source of truth from the ground up. This is a greenfield effort to replace external systems with a proprietary ledger and reconciliation platform that supports all current and future products.

This work sits at the intersection of distributed systems and real-world financial operations, where correctness is non-negotiable. You’ll partner closely with Accounting, Finance, Product, and Data to translate how money actually moves into systems that are deterministic, traceable, and built to stand up to audit.

Not everything is fully defined — you’ll help shape the foundation.

What You’ll Build & Own

• Lead and grow a small, high-leverage team building ledger systems and reconciliation pipelines from the ground up

• Define architecture that prioritizes correctness, idempotency, and auditability over short-term convenience

• Design and evolve double-entry ledger models, transaction lifecycles, and reconciliation workflows across multiple products

• Build systems that reconcile internal state with external partners (banks, processors, networks) with high confidence

• Partner closely with Accounting, Finance, Product, and Data Engineering to encode financial rules and controls directly into system design

• Establish engineering practices focused on data integrity, observability, and reliable recovery

The Impact

Your team owns the integrity of Dave’s financial systems. The systems you build determine whether every transaction can be trusted, explained, and audited — supporting regulatory compliance, financial reporting, and member trust across all products.

What We’re Looking For

Experience & Technical Foundation

• 6+ years of software engineering experience

• 1.5+ years of engineering management experience

• Experience operating in environments where correctness is non-negotiable (e.g., payments, banking, lending, or financial infrastructure)

• Strong understanding of data correctness, transactional integrity, and consistency models

• Experience designing systems where accuracy and auditability are first-order concerns

• Familiarity with distributed systems challenges (idempotency, ordering, failure recovery, eventual consistency)

• Experience partnering with Accounting, Finance, or similar stakeholders to translate domain requirements into technical systems

• Track record of building and developing high-performing teams

Bonus

• Hands-on experience with ledger systems, reconciliation infrastructure, or accounting platforms

• Background in fintech or financial services

• Experience implementing double-entry accounting models in software

• Exposure to audit, compliance, or financial reporting systems

• Familiarity with TypeScript (Node.js), MySQL, GCP; Python experience is a plus

What Makes Someone Successful Here

You take responsibility for outcomes, not just deliverables. You’ve worked in environments where getting the numbers right isn’t optional, and you bring that mindset into how you design systems and guide your team. You make thoughtful trade-offs between speed and durability, and you care about building systems that hold up over time — especially under audit and scale.

You also lead through collaboration. You work closely with Accounting, Finance, Product, and Data partners to ensure systems reflect how money actually moves. You ask thoughtful questions, incorporate feedback, and help your team navigate ambiguity without losing momentum. You bring structure where it doesn’t yet exist and help others connect their work to the broader system.

What to Expect

You’ll join at an early stage of building a foundational platform. The problems are complex and evolving, and you’ll have real autonomy to shape both the system and the team. Decisions are grounded in data, collaboration, and long-term impact rather than short-term fixes.

Why Join Dave

• Build Dave’s internal financial source of truth from the ground up

• Work on technical problems at the intersection of systems engineering and real-world financial operations

• Partner directly with Accounting, Finance, Product, and Data on business-critical systems

• Shape a platform that must scale with product complexity and regulatory expectations

• Lead a team focused on thoughtful, durable engineering

Ready to build for the underdog?

Reports to: Director of Engineering

Don’t let imposter syndrome get in the way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.

Why you’ll love working here: 

At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii. 

A few of our benefits & perks:

💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals

💻 Flexible hours and virtual-first work culture with a home office stipend

🏥 Premium Medical, Dental, and Vision Insurance plans

👶 Generous paid parental and caregiver leave

💰 401(k) savings plan with matching contributions

📈 Financial advisor and financial wellness support

🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break

🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

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