HIH - Risk and Underwriting Senior Manager

Job Summary:

Key Responsibilities:

• Manage a team of individuals ensuring they understand and follow processes and limits of authority
• Deploy tactics to execute strategy and achieve earnings and growth
• Responsible for achieving earnings, persistence, growth, service and expense objectives within designated marketplace
• Responsible for supporting the development and achievement of business plans and supporting setting strategic direction.
• Meet with matrix partners in Sales, key brokers and target clients to assess market trends, develop strategic focus and adjust market goals as necessary.
• Assist in broker/ client development and handle high risk major impact negotiations
• Provide risk and financial insights to make appropriate case decisions.
• Identify best practices to drive execution of Under 3000 buyer group strategy.
• Conduct regular touch point meetings with Local Market Director of Risk Management and Underwriting to gain feedback, take corrective actions, develop holistic strategies and provide guidance.
• Execute product, network and affordability solutions for his/her assigned territory/markets
• Identify and drive process improvements to increase speed to market on quote delivery and case implementation as well as maximize team capacity through efficiency gains.
• Provide a broad risk management perspective to all strategic conversations.
• Develop processes and disciplines around monitoring and assessing risk in decisions.
• Always start with and end with customer / client needs, when developing consultative, innovative and affordable solutions and contemplating the resultant risk. 

Talent Development:

• Improve effectiveness, efficiency and morale through commitment to and execution of initiatives.
• Act as a change agent in ensuring the effective implementation of business priorities.
• Develop direct reports: provide opportunities for project work, coach and provide on-going formal and informal feedback, development plans in place.
• Be a team player.  Proactively share ideas and best practices with peers.  Challenge when appropriate.
• Invest in your own personal development.  Update job knowledge, seek educational opportunities, read relevant industry and local market news, maintain professional networks, participate in professional organizations.

Qualifications:

• 13-16 years relevant work experience, Underwriting strongly preferred
• Demonstrated ability creating and maintaining professional relationships
• Bachelor’s degree in economics, Statistics, Mathematics, Finance, or equivalent work experience
• Demonstrated ability to take ownership and deliver results 
• Experience in pricing and optimization or underwriting
• Strong understanding of client analytics, financials, and value trade off
• Excellent leadership, interpersonal and communication skills
• Strong analytical and decision-making skills
• Strong business acumen
• Demonstrated ability to influence
• Demonstrated passion for motivating and inspiring others to succeed
• Self-motivated and driven
• Innovative and creative mindset to drive process efficiencies for the organization
• Ability to manage multiple priorities

About Evernorth Health Services