Key Facts

Remote From:

Full time

Mid-level (2-5 years)

English

Hard Skills

Encompass (Mortgage Software) Short Term Loans Mortgage Electronic Registration System (MERS) Regulatory Compliance Compliance Management State Lending Regulation Loan Processing Resque Information Disclosure Statement Issue Management Regulatory Compliance Online Communication

Other Skills

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Non-Verbal Communication
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Multitasking
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Time Management
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Teamwork
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Customer Service
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Organizational Skills
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Detail Oriented
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Problem Solving

Roles & Responsibilities

2+ years of experience in mortgage lending, focusing on Non-QM loans and disclosure preparation
Strong knowledge of TRID (TILA-RESPA Integrated Disclosure), RESPA, TILA, and other mortgage-related regulations
Experience with Encompass (LOS) and familiarity with mortgage industry software
Excellent written and verbal communication skills, with the ability to explain complex regulatory requirements to internal teams and borrowers

Requirements:

Prepare and issue initial disclosures, including Loan Estimates (LE), Closing Disclosures (CD), and other loan documents for Non-QM loans
Review loan files to ensure disclosures are issued in accordance with TRID, RESPA, TILA, and other applicable laws
Track disclosure timelines and collaborate with loan officers, processors, and underwriters to gather required information for disclosures
Respond to inquiries from internal and external stakeholders regarding disclosure documents and loan status

Champions Funding LLC

Financial Services

About Champions Funding LLC

NMLS #2254210 (www.nmlsconsumeraccess.org) At Champions Funding LLC we Non-QM all day, every day! In fact, it's our core business and we live to serve the underserved. By empowering the mortgage broker community, we put diversity and inclusion into mortgage lending. We work with brokers who have borrowers with non-traditional credit profiles and cannot get approved with standard financing. Through our highly coveted CDFI designation from the U.S. Dept. of Treasury, we are able to offer our flagship neighborhood products and tap into a $1 Trillion market of historically underserved communities in the country. By offering modern, flexible, and responsible lending solutions, we strive to make the process smooth and user-friendly with access to our underwriting and support teams. Headquartered in Gilbert, Arizona, with teams around the country, we're here and ready for your business. Give us a try. Become an approved broker partner today. www.ChampTPO.com Looking for an exciting career? Do you love what you do? We want to talk to you. Now hiring Account Executives nationwide. Equal Housing Lender. © 2023 All rights reserved. The information contained herein is provided to assist real estate and mortgage lending professionals and is not an advertisement to extend credit directly to consumers. For more information: https://linktr.ee/ChampsTPO For state licensing: https://www.champstpo.com/licenses

Company type: Scaleup

Industry: Financial Services

Founded: 2018

Company size: 51 - 200

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Job description

Description

Key Responsibilities

• Prepare and issue initial disclosures, including Loan Estimates (LE), Closing Disclosures (CD), and other loan documents for Non-QM loans.
• Review loan files to ensure that all disclosures are issued in accordance with regulatory requirements such as TRID, RESPA, TILA, and other applicable laws.
• Collaborate with loan officers, processors, and underwriters to gather required information for disclosures.
• Maintain compliance with federal and state regulations related to Non-QM loans, ensuring full adherence to disclosure requirements.
• Respond to inquiries from internal and external stakeholders regarding disclosure documents and loan status.
• Track and manage disclosure timelines to ensure timely issuance of documents.
• Assist with compliance audits, ensuring accuracy and completeness of disclosure-related records.
• Stay updated on changes in industry regulations and internal processes, ensuring that disclosures reflect the most current standards.
• Identify and resolve issues with disclosure preparation or delivery, escalating as needed to ensure compliance and borrower satisfaction.
• Work closely with the compliance team to ensure that all Non-QM disclosure practices align with company policies and regulatory guidelines.

Requirements

• 2+ years of experience in mortgage lending, with a focus on Non-QM loans and disclosure preparation.
• Strong knowledge of TRID (TILA-RESPA Integrated Disclosure), RESPA, TILA, and other mortgage-related regulations.
• Detail-oriented with strong organizational skills, ensuring accuracy and compliance in all aspects of disclosure preparation.
• Experience with Encompass (LOS) and familiarity with mortgage industry software.
• Excellent written and verbal communication skills, with the ability to effectively explain complex regulatory requirements to both internal teams and borrowers.
• Strong problem-solving skills and the ability to handle multiple tasks and deadlines in a fast-paced environment.
• Ability to work independently as well as part of a collaborative team.