Mortgage Loan Officer - Tampa Bay

At Grow Financial Federal Credit Union, we believe in service — to our 300,000 members, 600 team members and local communities. We’re not just your average bank. We’re a credit union, owned by our members and dedicated to serving people, not profit. We know that happy, engaged people provide the best service, so we live by our mantra: Be Bold. Be Great. Have Fun. Consistently named a Top Workplace by the Tampa Bay Times among multiple national awards we strive to develop a diverse, collaborative culture where you can grow personally and professionally.

Our “work from where you do your best work” strategy provides flexibility to our team members — who currently reside across the U.S. — with a variety of remote, hybrid and in-person roles. We enjoy plenty of opportunities to stay connected through video collaboration, digital tools, community service initiatives and numerous activities. Whether you thrive in a remote setting, prefer the energy of in-person collaboration or seek a balance between the two, you'll find your fit here. Join us as we seek to make things grow — people, communities, money and dreams.

Some of our Benefits/Perks:

• Remote/Work From Home Available
• Medical/Dental/Vision Insurance
• Employee discount on loans Team members qualify for a discount on consumer loans.
• Professional Development Reimbursement of up to $5,250 per year for full-time team members.
• Paid Time Off 15 days/year & over 10 Paid Holidays
• Paid Volunteer Days Grow provides two bi-annual paid volunteer days to all team members.
• Retirement Benefits (401K) Grow matches up to 8% for team members.
• Growth Potential In-house training department dedicated to helping our team members reach their maximum potential.

Responsible for building relationships with external referrals sources such as realtors, builders, and attorneys. Responsible for assisting applicants with their real estate lending needs; obtaining conventional, construction to perm, FHA, VA and investor type mortgage loans, home equity loans or lines of credit.  Responsible for analyzing loan data on applications to insure they meet all requirements including Grow Financial Federal Credit union (GFFCU) and secondary market guidelines as well as CFPB /TRID guidelines. Maintains effective communication with the applicants to ensure coordination and exchange of information for accomplishing the closing of the mortgage. Responsible for system input and validation of data as well as for collection and evaluation of all information and documentation required. Reviews Automated Underwriting system conditions ensuring that the loan meets the eligibility and underwriting guidelines. Assists Processors and Underwriters to ensure a timely closing.

Compensation: $60,000 base & commission

This position will cover Pinellas, Hillsborough and/or Pasco Counties.

REQUIRED SKILLS/EXPERIENCE:

• High School diploma is required; Bachelor’s degree from an accredited college or university preferred.

• Two years of mortgage loan origination experience is required. 

• Ability to make sales presentations and develop sales production from internal and external sources.
• Proficient math skills, with a high degree of accuracy. 
• Ability to work independently, and as a team member, while using discretion in decision making and sound judgment in problem solving. 
• Proficient PC skills (including mortgage software), with the ability to learn new software.
• Ability to work within time constraints and under pressure, multi-task, and prioritize tasks. 
• Knowledge of loan documentation requirements and mortgage lending regulations.

PHYSICIAL DEMANDS

• Ability to move freely (standing, stooping, walking, bending, pushing and pulling) and lift up to a maximum of twenty-five (25) pounds without assistance.
• Sedentary role; Must be able to sit for extended periods of time.
• Use of computer requires repetitive key strokes.

WORK ENVIRONMENT

• This role is fully remote, with the option to work from our HQ or retail locations. 
• Travel to Grow Stores (branches) and locations for networking and community participation required.
• Qualified candidates must live in Tampa Bay.

​​An Equal Opportunity Employer Minorities/Females/Veteran/Disabled