Key Facts

Remote From:

Full time

Senior (5-10 years)

English

Hard Skills

Lifecycle Management Digital Marketing Marketing Analytics Attribution Modeling Data Targeting Contribution Margins Data Warehouse Systems Integrated Reporting Search Engine Optimization Data Architecture Auditing Corporate Forecasting Marketing Analytics Data Governance Underwriting Risk-Adjusted Return On Capital Customer Acquisition Management SQL (Programming Language) Customer Data Integration Cohort Studies Accounts Receivable Behavioral Modeling Performance Systems Analysis Automated Information Systems Cross-Functional Collaboration SEMrush (Software) Compliance Management Tracking Systems (Geolocation) Business Intelligence Tools Image Analysis Machine Learning Cross-Functional Collaboration Data Presentation Data-Driven Decision Making Strategic Management Stakeholder Communications

Other Skills

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Metric System
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Accountability
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Communication
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Leadership
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Team Building
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Mentorship

Snap Finance

About Snap Finance

“Thank you for helping me out.” “Snap believed in me when others didn’t.” "I needed help and Snap came through for me." These comments from real consumers are why Snap Finance exists. Since 2012, Snap has been on a mission to bring flexible, pay-over-time financing options to all consumers. Our retail partners told us that many of their customers couldn’t qualify for traditional credit, causing embarrassment and leaving them with no way to buy the items they want and need for their families. This gap also left our retail partners with missed opportunities. At Snap, we’ve harnessed the power of data to empower customers of all credit types and to help retailers close more sales. Our technology brings together machine learning, non-traditional risk variables, and years of data to create a proprietary decisioning platform. The result is financing that looks at each customer through a more holistic, human lens. We’re proud to serve the 40% of U.S. consumers who are building or rebuilding their credit. Our fast, flexible pay-over-time solutions are changing the face and the pace of consumer retail finance. And we’re hiring!

Company type: Large

Founded: 2018

Company size: 1001 - 5000

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Job description

Company Overview:

At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation.

If you're looking to make an impact and grow with a team that values you, come join us!

Job Description

Position Overview:

The Senior Director of Marketing Analytics will lead the strategy, execution, and optimization of analytics across digital acquisition and lifecycle marketing for Snap Finance a multi-product lender. This role is responsible for maximizing profitable growth by connecting marketing performance to credit quality, unit economics, and lifetime value.

Responsible for building and governing the marketing data ecosystem, establish rigorous reporting controls, and deliver actionable insights that optimize customer acquisition, engagement, repeat usage, and portfolio performance. This leader ensures every marketing dollar drives measurable, risk-adjusted return.

How you’ll make an impact:

Digital & Lifecycle Strategy

Own measurement and optimization of paid media, affiliate/partner channels, SEO/SEM, and retail partner marketing.
Lead lifecycle analytics across onboarding, activation, payment behavior, repeat origination, and retention.
Develop attribution and incrementality frameworks to assess true marketing impact on originations and portfolio quality.

Execution & Optimization

Establish full-funnel KPIs: CAC, approval rate, booking rate, LTV, delinquency, loss rate, ROAS, and contribution margin.
Drive structured experimentation (A/B testing, holdouts, geo tests) across channels and customer journeys.
Optimize media mix, segmentation, targeting, and creative performance using data-driven insights.
Build forecasting models for originations, spend efficiency, and portfolio revenue impact.

Data Asset Development & Governance

Lead development of unified marketing and customer datasets integrating media data, application data, underwriting outcomes, servicing behavior, and repayment performance.
Define standardized metric definitions and implement reporting controls to ensure accuracy and regulatory readiness.
Partner with Data Engineering to strengthen tracking, data pipelines, and automation.
Establish governance practices that eliminate reporting discrepancies and ensure auditability.

Analytical Insights & Business Impact

Translate complex marketing and credit performance data into executive-ready insights and actions.
Develop LTV models incorporating repayment behavior, early payoffs, and charge-offs.
Identify growth opportunities through cohort analysis, segmentation, and behavioral modeling.
Deliver closed-loop reporting tying marketing investment to booked revenue, portfolio yield, and risk-adjusted return.

Leadership

Build and mentor a high-performing marketing analytics team.
Serve as strategic advisor to Marketing, Finance, Risk, and Executive leadership.
Foster a culture of accountability, experimentation, and data-driven decision-making.

What you’ll need to succeed:

10+ years in marketing analytics, growth analytics, or fintech analytics.
Deep expertise in digital performance marketing and lifecycle optimization.
Strong understanding of consumer lending economics (CAC, LTV, delinquency, loss curves, unit economics).
Experience building governed, scalable reporting environments.
Advanced SQL and experience with BI tools and modern data warehouses.

Why Join Us:

Generous paid time off
Competitive medical, dental & vision coverage
401K with company match for US
Company-paid life insurance
Company-paid short-term and long-term disability
Access to mental health and wellness resources
Company-paid volunteer time to do good in your community
Legal coverage and other supplemental options
A value-based culture where growth opportunities are endless

More:

Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com.

California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice