Dave vs. Goliath. We’re Dave.

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

The Opportunity

Dave is building products that help people improve their relationship with money. We’re looking for a Senior Fullstack Engineer to help power our newest product: FlexCard.

FlexCard is a daily-use credit card designed to give members more control over their spending. Purchases are split into manageable installments, making it easier for people living paycheck to paycheck to stay on top of their finances.

This role sits on the FlexCard engineering team and reports to a Manager of Software Engineering. You’ll help shape the core systems behind the product as it launches and scales. The work spans backend services, member-facing experiences, and the infrastructure that supports them. You’ll collaborate closely with product, design, and other engineers to build reliable systems that millions of members depend on.

What You’ll Build

• Design, build, and maintain backend services that power FlexCard features used by millions of Dave members

• Contribute across the stack using TypeScript, Node.js, React, and React Native to deliver end-to-end product experiences

• Work closely with product managers and designers to shape feature specifications and translate them into scalable technical solutions

• Improve the reliability and performance of core services through thoughtful architecture, monitoring, and metrics

• Participate in code reviews and technical discussions that strengthen engineering quality across the team

• Mentor and pair with other engineers, helping the team grow while improving how we build and ship software

The Impact

FlexCard is one of Dave’s newest products and has already generated strong interest from both the market and our members. Your work will directly shape how millions of people manage spending and access credit in a simpler, more transparent way.

What We’re Looking For

Technical Foundation

• 4+ years of experience building full-stack applications in a production environment

• Strong programming experience in one or more languages such as JavaScript/TypeScript, Java, Python, Go, or C/C++

• Experience building backend systems and APIs powering consumer-facing products

• Experience with modern UI frameworks such as React or similar technologies

• Solid computer science fundamentals and strong problem-solving skills

• Familiarity with monitoring, observability, and metrics-driven development

• Experience working in Agile development environments

• Ability to explain system architecture and technical decisions clearly to peers and partners

• Bachelor’s degree in Computer Science or a related discipline (or equivalent practical experience)

Bonus

• Experience with Node.js in production environments

• Experience building React Native mobile applications

• Experience working in high-growth or startup environments

• Exposure to fintech, payments, or regulated financial systems

What Makes Someone Successful Here

You take responsibility for outcomes, not just deliverables. When you work on a feature, you think about how it affects members, partner teams, and the long-term health of the system. You care about building things that hold up over time and look for opportunities to improve how systems work—not just complete the task in front of you.

You’re also someone who works well in collaborative environments. Engineering at Dave is highly cross-functional, and you’ll regularly partner with product managers, designers, and other engineers to shape solutions together. Feedback is part of how the team improves, and you’re comfortable both giving and receiving it. When priorities shift or new information emerges, you adjust thoughtfully while continuing to move work forward.

What to Expect

The FlexCard team is building a brand-new product that will launch soon. That means some things are well defined, while others are still taking shape. You’ll have meaningful autonomy in how systems are designed and implemented, along with the support of an experienced engineering team.

Decisions are data-informed, collaboration is expected, and engineers have real ownership in shaping how products evolve.

Why Join Dave

• Help build financial tools that improve how people manage their money

• Work on a product launching to millions of members

• Collaborate with thoughtful engineers, product leaders, and designers

• Contribute to a mission-driven fintech that is growing quickly and sustainably

Ready to build for the underdog?

Reports to: Manager, Software Engineering

Don’t let imposter syndrome get in your way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.

Why you’ll love working here: 

At Dave, our people are just as important as our product. Our culture is a reflection of our values that guide who we are, how we work, and what we aspire to be. Daves are member centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual first company, team members can live and work anywhere in the United States, with the exception of Hawaii. 

A few of our benefits & perks:

💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals

💻 Flexible hours and virtual first work culture with a home office stipend

🏥 Premium Medical, Dental, and Vision Insurance plans

👶 Generous paid parental and caregiver leave

💰 401(k) savings plan with matching contributions

📈 Financial advisor and financial wellness support

🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break

🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

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