Key Facts

Remote From:

Full time

Mid-level (2-5 years)

English

Hard Skills

Encompass (Mortgage Software) Credit Analysis Underwriting Regulatory Compliance Federal Lending Stakeholder Communications Real Estate Development Asset Analytics Income Approach Underwriting Online Communication Continuous Training

Other Skills

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Collaboration
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Microsoft Office
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Report Writing
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Non-Verbal Communication
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Analytical Skills
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Teamwork
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Customer Service
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Detail Oriented

Roles & Responsibilities

Minimum of 3 years of underwriting experience, with a strong focus on Non-QM loans.
Comprehensive knowledge of mortgage lending regulations and compliance requirements.
Proficient in Encompass and Microsoft Office Suite.
Bachelor's degree in finance, business, or a related field (preferred).

Requirements:

Analyze loan applications and supporting documentation for accuracy, completeness, and adherence to Non-QM guidelines.
Evaluate borrower creditworthiness and the viability of loan transactions, assessing income, assets, and property valuations.
Collaborate with loan officers, account managers, and other internal teams to resolve discrepancies and provide clear underwriting decisions.
Prepare detailed underwriting summaries and communicate findings to relevant stakeholders.

Champions Funding LLC

Financial Services

About Champions Funding LLC

NMLS #2254210 (www.nmlsconsumeraccess.org) At Champions Funding LLC we Non-QM all day, every day! In fact, it's our core business and we live to serve the underserved. By empowering the mortgage broker community, we put diversity and inclusion into mortgage lending. We work with brokers who have borrowers with non-traditional credit profiles and cannot get approved with standard financing. Through our highly coveted CDFI designation from the U.S. Dept. of Treasury, we are able to offer our flagship neighborhood products and tap into a $1 Trillion market of historically underserved communities in the country. By offering modern, flexible, and responsible lending solutions, we strive to make the process smooth and user-friendly with access to our underwriting and support teams. Headquartered in Gilbert, Arizona, with teams around the country, we're here and ready for your business. Give us a try. Become an approved broker partner today. www.ChampTPO.com Looking for an exciting career? Do you love what you do? We want to talk to you. Now hiring Account Executives nationwide. Equal Housing Lender. © 2023 All rights reserved. The information contained herein is provided to assist real estate and mortgage lending professionals and is not an advertisement to extend credit directly to consumers. For more information: https://linktr.ee/ChampsTPO For state licensing: https://www.champstpo.com/licenses

Company type: Scaleup

Industry: Financial Services

Founded: 2018

Company size: 51 - 200

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Job description

Description

Analyze loan applications and supporting documentation for accuracy, completeness, and adherence to Non-QM guidelines.
Evaluate borrower creditworthiness and the viability of loan transactions, assessing factors such as income, assets, and property valuations.
Collaborate with loan officers, account managers, and other internal teams to resolve discrepancies and provide clear underwriting decisions.
Prepare detailed underwriting summaries and communicate findings to relevant stakeholders.
Ensure compliance with all regulatory requirements and company policies throughout the underwriting process.
Stay informed about industry trends, changes in regulations, and emerging Non-QM products.
Assist in developing and refining underwriting policies and procedures to improve efficiency and effectiveness.
Provide exceptional customer service and support to borrowers, lenders, and other partners.

Requirements

EST candidates preferred.
Bachelor’s degree in finance, business, or a related field preferred.
Experience with New York Non-QM loans is a plus.
Minimum of 3 years of underwriting experience, with a strong focus on Non-QM loans.
Comprehensive knowledge of mortgage lending regulations and compliance requirements.
Excellent attention to detail and strong analytical skills.
Proficient in Encompass and Microsoft Office Suite.
Ability to work independently and collaboratively in a fast-paced environment.
Strong communication skills, both written and verbal.