Key Facts

Remote From:

Florida (USA), Georgia (USA)

Full time

Mid-level (2-5 years)

English

Hard Skills

Underwriting Mortgage Loan Origination Conforming Loan Referral Marketing Lead Generation Cold Calling Federal Lending Business Development Bank Compliance Mortgage-Backed Securities Conforming Loan

Other Skills

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Microsoft Office
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Customer Service
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Computer Literacy
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Professionalism
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Communication
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Goal-Oriented
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Social Skills
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Self-Motivation

Roles & Responsibilities

2-4 years of mortgage sales experience
Thorough understanding of underwriting criteria and Federal/State mortgage regulations
Strong knowledge of conforming loan programs and industry regulations
Excellent communication skills and ability to work independently with proficiency in Microsoft Office

Requirements:

Meet and exceed individual and team sales goals (loans, deposits, and related metrics)
Increase conforming loan applications through marketing and referrals from centers of influence, past customers, and client referrals
Develop business outside the retail branch network via real estate agents, homebuilders, relocation services, and cold calling
Meet the requirements of the S.A.F.E. Act and follow bank procedures, including notifying Human Resources of any changes in status

City National Bank of Florida

About City National Bank of Florida

Headquartered in Miami, City National Bank of Florida (CNBFL) is the financial institution to which Floridians have turned for 75 years. With more than $22 billion in assets, CNBFL is one of the largest financial institutions based in the state. City National Bank of Florida is a subsidiary of Chilean bank, Banco de Credito e Inversiones (Bci), and remains a South Florida-based community bank with local decision-making. City National Bank of Florida is rated 5 stars "Superior" by BauerFinancial. CNBFL was voted Best Community Bank, Best Business Bank, Best Bank for Commercial Real Estate, Best Bank for Jumbo Loans, Best Private Bank, and Best Foreign National Mortgage Lender by the readers of the Daily Business Review. CNBFL offers a diversified portfolio of financial products and services from Miami-Dade County to Central Florida. Social Media Terms of Use: http://bit.ly/CNBsocialterms

Founded: 2018

Company size: 501 - 1000

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Job description

Overview:

The Mortgage Loan Originator (MLO) is responsible for conforming mortgage loan production throughout the assigned market. Primary concentration and source of business is secondary conforming self-sourced mortgage business. Acts as an advisor to potential and existing mortgage customers. Maximize production with referrals from local builders, real estate agents, contractors, affinity partners and past clients. Ensure an exceptional customer experience is maintained with all potential and existing customers. Ensure all aspects of conforming mortgage applications are in compliance with all applicable state and Federal laws, regulations and bank policies and procedures.

Principal Duties & Responsibilities:

Consistently meets and exceeds individual and/or team sales goals, including but not limited to deposit, loans and other, as applicable.
Increase conforming loan applications through marketing and generating referrals from centers of influence, previous customers and client referrals.
Introduce their self-sourced customers to other lines of business within the bank.
Drive business development outside of retail branch network through real estate agents, homebuilders, relocation services, cold calling, etc.
Meets the requirements of the S.A.F.E. Act and expected to follow procedures including notifying Human Resources of any changes in current status.

Qualifications:

2-4 years of mortgage sales experience.
Thorough understanding of underwriting criteria and guidelines.
Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending.
Strong knowledge of conforming loan programs, products, and industry regulations.
Excellent communication and interpersonal skills.
Self-motivated, goal-oriented, and able to work independently.
Strong computer skills and competence in Microsoft Office.
Must have professional appearance and demeanor at all times.

Education:

Bachelor's Degree in Business, Real Estate, or related field.

Special Instructions to Candidates:

City National Bank of Florida is an Equal Opportunity Employer and is committed to providing equal employment opportunities to all applicants. We do not discriminate on the basis of race, color, religion, sex, pregnancy, national origin, age, disability, genetic information, protected veteran status, or any other status protected under federal, state, or Florida law. City National Bank of Florida complies with the Americans with Disabilities Act (ADA) and applicable Florida laws. Qualified individuals with disabilities who require a reasonable accommodation in order to complete the online application or participate in the hiring process may contact our Human Resources Talent Attraction Department at 305-577-7207 or by email at talent.attraction@citynational.com.