Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Role: Strategic Placement Advisor

Location: Florida (Primary) Tennessee (Secondary)

Department: Casualty

Reports To: Middle Market Broking Leader

Employment Type: Full-Time

Who are we?

Howden is a collective group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 20,000 employees spanning over 100 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden.

Why work at Howden?

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head-hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

What is the role?

We are seeking a highly motivated and detail-oriented Strategic Placement Advisor to join our Middle Market Broking Team. This individual will be responsible for negotiating and securing competitive insurance programs on behalf of our clients. The ideal candidate will have strong market relationships, a deep understanding of commercial insurance products, and the ability to analyze and communicate complex coverage options clearly and confidently.

Key Responsibilities

• Negotiate and place commercial insurance programs with external carriers, for property & casualty lines of coverage.

• Develop and maintain strong relationships with underwriters and carrier partners to leverage competitive terms and pricing.

• Analyze and compare multiple insurance quotes, identifying key differences in coverage, exclusions, and pricing.

• Advise clients on the merits of each quote, helping them make informed decisions aligned with their risk profile and business goals.

• Stay current on industry trends, market conditions, and carrier appetites to proactively identify placement opportunities and challenges.

• Collaborate with internal teams, including Account Executives and Producers, to ensure seamless execution of placement strategies.

• Prepare and present quote summaries, coverage comparisons, and placement recommendations in a clear and professional manner.

• Support new business efforts by contributing to marketing strategies and participating in carrier meetings and presentations.

What are we looking for?

Experience:

• Minimum 10+ years of experience in commercial lines insurance, preferably within a brokerage environment

Licensing:

• Active Property & Casualty insurance license (or ability to obtain within a specified timeframe).

Skills:

• Strong knowledge of commercial insurance products, policy forms, and market dynamics.

• Proven ability to negotiate with carriers and influence underwriting decisions.

• Excellent analytical skills with the ability to interpret and compare complex insurance quotes.

• Strong communication and presentation skills, both written and verbal.

• Ability to manage multiple placements and deadlines in a fast-paced environment.

• Proficiency in Microsoft Excel, PowerPoint, and insurance placement platforms.

Preferred Qualifications:

• Existing relationships with key Middle Market underwriters and carriers.

• Experience with placing packaged programs.

• Experience building umbrella towers up to 100M

• Familiarity with surplus lines and E&S markets.

What do we offer in return?

A career that you define.

Our business succeeds by allowing our people to make a mark in the areas they care about most: personal development, volunteering, and fundraising for charity, or creating new insurance products that address society’s greatest challenges.

And we know that separate home and work lives don't really exist. If you're happy and healthy at home, you're more likely to be happy and fulfilled at work – and vice versa. That's why we do our best to support our people in every aspect of their lives.

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.