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Software Engineer (Remote - Work from Anywhere)

Roles & Responsibilities

  • Strong foundation in software engineering with proficiency in at least one programming language (Python preferred).
  • Excellent collaboration and communication skills, thriving in a team environment.
  • Basic understanding of microservices, cloud-native patterns, container-based applications, and the full software development lifecycle, including CI/CD and automated testing.
  • Growth mindset with proactive problem-solving and interest in Event-Driven Architecture and Domain-Driven Design.

Requirements:

  • Design, build, and deploy secure, fault-tolerant backend services that are available to millions, owning them from initial design to production operations.
  • Collaborate across cross-functional teams, take ownership within a domain (WMT, FCP, CAR, MMM), and be mentored by senior engineers.
  • Contribute to architectural decisions—microservices, cloud-native patterns, event-driven architecture, and domain-driven design—while applying CI/CD and automated testing.
  • Leverage our tech stack (AWS, Docker, Python, Django/Flask, MySQL, PostgreSQL, MongoDB, Redis, Node.js) to build scalable, secure banking services.

Job description

Work from anywhere, impact everywhere 

Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 130 Xapiens that work remotely from 40+ countries around the world. 

Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country.

To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done.

 

Risk is inherent in all of our business activities and managing risk well is the responsibility of every Xapien. Sound risk management enables us to serve our customers and deliver value for our shareholders, and helps make Xapo a great place to work.

 

Although we are headquartered in Gibraltar, this is a full time, 100% remote position 
Work from anywhere!

 

What You'll Do 
You won’t just be writing code; you’ll be shaping the future. As a Software Engineer at Xapo, you will design, build, and deploy high-impact backend services that are secure, fault-tolerant, and available to millions. You will take full ownership of the services your team creates, from initial design to production operations, all while being mentored by senior engineers.
You could join one of our dynamic, business domains:
  • WMT - Wealth Management Team: responsible for enabling Xapo members to access responsible investment opportunities and grow their wealth with Xapo investment products.
  • FCP - Financial Crime Prevention: team's purpose is to protect Xapo's bank members and business from financial crime, while providing a premium banking experience. Their responsibilities include:Customer Due Diligence, Transaction Screening, Compliance Services, Fraud Detection
  • CAR - Customer Acquisition and Retention: team is focused on the entire customer lifecycle, from attracting new members to ensuring that existing, valuable members continue to find value in their Xapo membership.
  • MMM - Member Money Movement: team empowers every Xapo member to interact seamlessly with fiat and crypto in a secure bank environment.
Who You Are 
  • You have a strong foundation in software engineering and are proficient in at least one programming language (we love Python!).
  • You're a natural collaborator with excellent communication skills who thrives in a team environment.
  • You have a basic understanding of microservices, cloud-native patterns, and container-based applications.
  • You're familiar with the full software development lifecycle and are keen on CI/CD and automated testing.
  • You are excited by concepts like Event-Driven Architecture and Domain-Driven Design.
  • Most importantly, you have a growth mindset. You're proactive, eager to learn, and excited to solve complex problems at the intersection of traditional finance and Bitcoin.
  • Our Tech Stack: We build with AWS, Docker, Python (Django, Flask), MySQL, MongoDB, Redis, PostgreSQL, Node.js, and more.

Why work for Xapo?

IMPACT GLOBALLY, WORK REMOTELY.

  • Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
  • Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge. 
  • Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.

At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.

Xapo Device Policy
Consultants joining Xapo Bank must comply with the Xapo Device Policy, which governs the use of corporate-approved laptops under Corporate-Owned, Personally Purchased Device (reimbursed up to $1,500) or Corporate-Owned, Personally Enabled Device (personal device with enforced security controls).
All devices must meet security requirements, enroll in Xapo’s Mobile Device Management (MDM), and adhere to compliance rules. COPPD devices remain Xapo property with buyback options upon exit. COPED users agree to data control measures, including mandatory corporate data wipes.
Compliance with the Xapo Device Policy is mandatory for all consultants, onboarding will not proceed without adherence to the policy.

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