Bachelor's degree in Economics, Finance, Mathematics, or Statistics., Minimum of 2 years experience in banking, credit risk, or portfolio management., Proficiency in data analysis tools like Python and SQL., Strong analytical, communication, and risk assessment skills..
Key responsibilities:
Design and implement credit risk policies and strategies.
Monitor portfolio performance and analyze risk indicators.
Collaborate with data teams to develop predictive models and insights.
Create reports and dashboards to support data-driven decision-making.
Report this Job
Help us maintain the quality of our job listings. If you find any issues
with this job post, please let us know. Select the reason you're reporting
this job:
In response to the needs of our clients (heightened during the pandemic), SAVii's offering has expanded beyond financial assistance to include on-demand learning, mental health support, and relevant FREE insurance protection. SAVii is the translation of our evolution into a holistic tool for empowerment of your workforce.
At SAVii, a salary is more than just take home pay - it’s the safest vehicle to financial empowerment. We support over 400,000 employees with safe, convenient and affordable loans, advances, mental health support, financial education and COVID insurance, with no risk or obligation for employers. Our 200+ employer partners get data insight that can help manage attrition and unlock engaged, productive employees. We’re to transform lives with you. Let’s make financial power at work a reality in your workplace!
✨ Be Part of SAVii: Empowering Change & Transforming Lives! 🌍
About SAVii
At SAVii, we’re on a mission to revolutionize the employee wellness landscape. Since our founding in 2017 as SAVii PH, we’ve been changing the way employee benefits work by providing 360° salarylinked wellness services in emerging markets like the Philippines and India. Our platform empowers HR leaders to support their teams’ financial wellness, both personally and professionally. As the leaders in the Philippines, we’re now expanding, and we’re looking for passionate individuals to join us! 🚀
Are you ready to be part of something that’s changing lives? 💡
Our Culture: Empowering You to Thrive
At SAVii, people are at the heart of everything we do. We believe in the power of individuality and the strength of a team that values each persons unique perspective. As a remotefirst organization, we trust you to work where you’re most productive and happiest. We’re all about flexibility and worklife harmony, so you can focus on what matters most, whether that’s your career growth or personal wellbeing. 💡
We foster a culture of collaboration, respect, and continuous growth, where every voice is heard and every idea is valued. We know that our success comes from embracing diversity, and we welcome all the different backgrounds, talents, and experiences that each team member brings. Together, we’re not just achieving goals—we’re transforming lives and making a meaningful impact every day. 🌍
We work fast, execute faster, and challenge ourselves to constantly evolve. SAViiers are encouraged to take bold steps, learn from every experience, and push the limits of whats possible. Bring your whole self to work, because we believe that’s how the best ideas happen and how we’ll continue to lead in the employee wellness space. 💫
Your Impact: What You’ll Do
As an integral member of our Portfolio & Credit Risk teams, the Portfolio analyst is responsible for designing, developing, and implementing datadriven strategies and analytical frameworks to support business growth and risk management. This role requires a deep understanding of data analytics, credit risk, portfolio management, and business intelligence, ensuring alignment between datadriven insights and financial strategies.
Key Responsibilities
Implement credit risk policies and acquisition strategies for Salary Lending and new products while ensuring compliance and risk optimization.
Design, test, and execute credit strategies, pricing policies, and portfolio management frameworks to drive profitability and mitigate risk.
Monitor portfolio performance, underwriting operations, and key risk indicators (KPIs) to enable proactive decisionmaking.
Conducted datadriven analysis and collaborated with data engineering to enhance BI tools, core data sets, and risk assessment capabilities.
Partner with Data & Analytics to develop advanced Credit Algorithms, predictive models, and research insights on portfolio risk and industry trends.
Lead and collaborate on crossfunctional projects on risk management, profitability, and process optimization.
This role is ideal for a strategic thinker with strong expertise in credit risk, data science, business intelligence, and financial analytics—someone who can bridge the gap between risk management and datadriven decisionmaking to drive business success.
DaytoDay Activities
You closely monitor the portfolio. You do analyses, deep dives, etc., on the portfolio, be it relevant to optimization (opportunities) or investigation of noted changes in portfolio behavior (risks), using data segmentation techniques such as Python, SQL, Google Sheets, etc.
You work on developing and improving the core credit framework.
You assist in developing and implementing data collection, data analytics, and other strategies to analyze statistical efficiency and guide decisionmaking.
You work with data scientists and other functions to dive deep into core credit issues and prioritize business and information needs.
You establish measurements to analyze credit model performance, uncover insights, and discern targeted improvement areas.
You monitor credit performance metrics to identify issues, new and innovative credit processes, feature improvements, and business growth opportunities.
You design and implement reports and performance measurement dashboards
You help steer business decisions by sharing actionable, databacked insights with key stakeholders.
What We’re Looking For: Skills & Experience
Bachelors degree (preferably in a field such as Economics, Finance, Mathematics, or Statistics) and a minimum of 2 years experience in banking, credit risk or portfolio management
Strong financial analysis, underwriting, risk assessment, and risk mitigation skills
Proficient in Google Workspace or Microsoft Suite (Word, Excel, PowerPoint, etc)
Knowledge of Python, SQL, or similar data analysis tools
Strong communication and negotiation skills, with an inquisitive and analytical mindset
Highly detailoriented, collaborative, and focused on delivering accurate and timely outputs
Why Join SAVii?
When you join SAVii, youre joining a company where you matter. Your work will have a direct impact on employees lives through financial wellness, and you’ll be part of a team that encourages personal growth and professional development. We offer flexible benefits designed to support you in both your work and personal life.
Ready to make a real difference?
Our Commitment to Diversity & Inclusion
At SAVii, diversity and inclusion aren’t just words—they’re the foundation of everything we do. 🌈 We’re proud to be an Equal Opportunity Employer, and we welcome individuals from all walks of life. We believe a mix of backgrounds, ideas, and experiences fuels innovation, and we are stronger because of it.
We strongly encourage candidates from diverse backgrounds to apply. We’re here to ensure that every voice is heard. 🎉
💡 Convinced You’re the Perfect Fit? Let’s Make It Happen!
We’re looking for bold thinkers, problem solvers, and passionate individuals who want to be part of something transformative. If you’re excited to help us change lives, grow in a fastpaced environment, and be part of a collaborative team, we want to hear from you!
Apply Now and let’s transform lives—together! 🌟
Required profile
Experience
Industry :
Fintech: Finance + Technology
Spoken language(s):
English
Check out the description to know which languages are mandatory.