Offer summary

Qualifications:

Any graduate or higher educational qualification., 3 to 10 years of relevant experience in mortgage underwriting., Proficiency in live underwriting, 4C’s, collateral capacity, credit, and income analysis., Experience with mortgage loans, loan data, reports, and inspections..

Key responsibilities:

Review and underwrite mortgage loans according to policies and guidelines.

Analyze loan applications for eligibility, accuracy, and compliance.

Assess collateral and make independent risk decisions.

Communicate underwriting decisions and manage loan documentation.

Job description

Job Title :	Live Underwriters
Qualification :	Any Graduate or Above
Relevant Experience :	3 to 10 Years
Must Have Skills :	1.Live underwriters 2.4C’s 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections
Good Have Skills :	NA
Roles and Responsibilities :	1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audit’s policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Remote
Location :	Remote
CTC Range :	10 - 16 LPA (Lakhs Per Annum)
Notice period :	30Days
Shift Timing :	Night Shift
Mode of Interview :	Virtual
Mode of Work :	Work From Home