Trust and Entity Review Specialist

CrossCountry Mortgage (CCM) is the nations number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of Americas fastestgrowing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer companyprovided shortterm disability, an employee assistance program, and a wellness program.

Position Overview:
The Trust and Entity Review Specialist is responsible for reviewing and validating borrower entity documentation—including Limited Liability Companies (LLCs), Partnerships, Corporations, and Trusts—to ensure compliance with internal underwriting standards and applicable agency and investor guidelines. This role ensures all entity and trust structures are appropriately documented, authorized, and compliant before loans move forward to Underwriting or Closing. The Trust and Entity Review Specialist demonstrates excellent attention to detail, an understanding of business and trust structures, and knowledge of NonQM and NonAgency lending requirements.

Job Responsibilities:
• Review and validate documentation for LLCs, Corporations, Partnerships, and Trusts, including but not limited to: Articles of OrganizationIncorporation, Operating Agreements, Partnership Agreements, Trust Agreements, Corporate Resolutions, EIN documentation, and Certificates of Good Standing.
• Confirm that business entities and trusts are valid, active, and properly documented and registered as applicable.
• Ensure authorized signers and trustees are clearly identified and have authority to act on behalf of the entity or trust.
• Identify missing, inconsistent, or noncompliant documentation, and communicate with internal teams to resolve issues promptly.
• Analyze entity and trust structures to ensure alignment with internal policies and applicable agency and investor guidelines.
• Collaborate closely with Underwriters, Processors, and Closers to ensure entity and trust documentation is complete prior to loan decision or funding.
• Maintain accurate documentation logs and support QC and postclose audit efforts related to entity and trust eligibility.
• Monitor updates to agency and investor guidelines, compliance standards, and internal procedures impacting entity and trust borrowers.
• Support internal team training and act as a subject matter resource for trust and entity documentationrelated questions.

Qualifications and Skills:
• Associate’s or Bachelor’s degree in Business, Legal Studies, Finance, or related field, preferred.
• 2 + years of experience in mortgage operations or underwriting, with NonQM or NonAgency product experience, preferred.
• Experience with legal documentation for trusts or other complex entity structures, preferred.
• Experience validating signer authority for corporate, partnership, and trust entities, preferred.
• Experience with Secretary of State business search tools and public entity verification processes, preferred.
• Experience reviewing and interpreting a variety of business and trust entity documents.
• Knowledge of NonQM underwriting processes and applicable agency and investor requirements.
• Excellent attention to detail, analytical, and documentation skills.
• Excellent communication skills.
• Skilled in independently prioritizing tasks and meeting deadlines in a highvolume environment.
• Proficient in mortgage LOS platforms (i.e. Encompass).
• Proficient in standard software applications (i.e. Microsoft Office Suite and Adobe PDF tools).

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.