Machine Learning Engineer

The Team:

Upstart’s Machine Learning, Personal Loan Underwriting team is focused on leveraging machine learning to power Upstart’s underwriting models. This team is responsible for building the underwriting model which determines credit decisioning at Upstart. This model plays a central role in Upstart’s overall performance as a company and includes numerous challenging problems to solve.

As a Machine Learning Engineer, PL UW at Upstart, you will collaborate with our Research Scientists, Data Scientists, and other engineering departments. Your work will impact the team in a number of ways:

• You will increase ML productivity through better software and infrastructure; and improve how we research, train, deploy, serve and monitor our models.
• You will reduce the time it takes to go from idea to production, and enable us to test out new ideas. This will all manifest in us delivering on our critical mission of enabling access to credit more effectively.
• You will design and implement code and algorithms to help improve our model’s predictive power

• How you’ll make an impact

  • Build repeatable workflows and automation that enables scientists to spend more time on high leverage tasks (methodology, writing, analysis) and less on keeping the lights on or getting things to run
  • Discover and develop a short and longterm roadmap of engineering improvements on the PL UW team
  • Explore new algorithms and methodologies for our machine learning models
  • Interface crossfunctionally with other engineering teams (data engineering, machine learning platform, pricing, and growth software engineering), to provide feedback and requirements, so that we can build highquality systems endtoend

  • Qualifications

    • Education and Experience
    • • Phd in a quantitative field with 0+ years of relevant experience
      • Masters in a quantitative field with 2+years of relevant experience
      • Bachelors in a quantitative field with 4+years of relevant experience
      • • Experience in Python
        • Experience with Machine Learning

        • Position location This role is available in the following locations: Remote

          Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time inperson collaborating via regular onsites. The inperson sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 24 consecutive days at a time.

          What youll love:

          • Competitive Compensation (base + bonus & equity)
          • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
          • 401(k) with 100% company match up to $4,500 and immediate vesting and aftertax savings
          • Employee Stock Purchase Plan (ESPP)
          • Life and disability insurance
          • Generous holiday, vacation, sick and safety leave
          • Supportive parental, family care, and military leave programs
          • Annual wellness, technology & ergonomic reimbursement programs
          • Social activities including team events and onsites, allcompany updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
          • Catered lunches + snacks & drinks when working in offices

          • #LIREMOTE

            #LIAssociate

            At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by jobrelated skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

            In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

            United States | Remote Anticipated Base Salary Range

            $123,200—$170,500 USD

            Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.

            If you require reasonable accommodation in completing an application, interviewing, completing any preemployment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com

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