Senior Kreditanalyst Senior Credit Underwriter (mwd) 🇩🇪

Location: Remote (Germany ideally NRW region)

Language: Native German, fluent English

Type: Fulltime

Department: Risk & Underwriting

Industry: FinTech SME Lending

Looking for a role where you can combine data, analysis, and realworld impact? We offer exactly that, and more. As our very first Senior Credit Underwriter for the German market, you’ll help shape our local underwriting operations from the ground up working closely with our Senior Account Manager Partnerships to make fast, wellinformed and responsible funding decisions.

Floryn is one of the fastestgrowing FinTechs in the Netherlands and soon across Europe! While others talk about innovation in finance, we do it 💪. With our proprietary technology and datadriven approach, we’re revolutionising business lending – making it fast, easy, and flexible for companies of all sizes.

With over €800 million in SME loans funded and a team of 70+ professionals, we’re now expanding into Germany, starting with NordrheinWestfalen home to Dortmund, Düsseldorf, Essen and Köln.

Your role

As our Senior Credit Underwriter Germany, you are the credit expert in our brand new German team. You assess credit applications, define funding conditions, and help localize our risk approach for the German market. Together with your commercial counterpart, the Senior Account Manager Partnerships, you ensure that promising leads become strong, wellstructured deals.

You’ll work remotely, based in Germany or the Netherlands, and collaborate closely with colleagues in HQ.

What you’ll do

• Assess SME credit applications up to €2.5 million, based on financial data and analysis.

• Evaluate and monitor credit and fraud risks from German prospects and customers.

• Adapt and improve our risk models and underwriting logic for Germany

• Decide whether to approve or reject applications and define the conditions.

• Collaborate with the commercial team on client cases and strategic direction.

• • Share trends and feedback from the German market with the product and data teams.

  • Preferred Location

    To stay close to our German partner base and keep travel to our Dutch HQ smooth, we prefer candidates based in or near Dortmund, Düsseldorf, Cologne, or Essen.

    This role is fully remote, but you’ll occasionally join us for team days or partner events in the Netherlands (HQ in Den Bosch). We’ll take care of your travel and accommodation:

    • Highquality hotel next to our office

    • Dinner and fresh breakfast included

    • Full reimbursement of all travel costs

    • We make sure your visit is comfortable and wellorganized, so you can focus on connecting with the team and enjoying the Floryn experience.