Offer summary

Qualifications:

Degree in economics, financial management, or a related field., Experience in credit analysis, pricing, and risk management., Knowledge of consumer finance regulation and product design., Proficiency in data analytical tools like Python and Redash..

Key responsibilities:

Develop and optimize pricing models for consumer credit portfolios.

Analyze loan data to ensure accuracy and compliance.

Collaborate with teams to implement new policies and products.

Communicate insights and recommendations to stakeholders.

Job description

Company Description

We are looking for an enthusiastic individual to join our Captive Finance team. In this role, you will have a major impact on how we assess, price and grow our consumer credit portfolio. You will have the opportunity to work directly with key stakeholders. AUTO1 Group is Europe's leading automotive platform. With our well-known brands Autohero, wirkaufendeinauto.de and AUTO1.com, we are revolutionizing the used car market.

Job Description

Develop market leading pricing models to ensure we optimise our risk / reward structure
Drive development of consumer finance products for new product types amd markets
Analyze and evaluate loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards
Conduct thorough back-testing of existing pricing and scoring models to assess validity of returns and identify areas for enhancement
Provide expert recommendations for policy and pricing improvements based on data analysis and industry best practices
Work closely with the Credit Operations and Risk Management team to implement new policies, products and work instructions
Ensure seamless integration and operational efficiency
Enhancing the overall return of the portfolio
Communicate insights and recommendations to key stakeholders

Qualifications

Successfully completed studies in economics, financial management or a comparable course of study
Ideally knowledge of Python, Redash, data analytical tools
Relevant experience in credit analysis, pricing and risk management
Understanding of consumer finance regulation and product design
Experience in the role as a Team lead or personnel responsibilities
Working detail-oriented with a strong focus on accuracy and compliance
Ability to work independently and manage multiple projects simultaneously
Comprehensive knowledge of Google Workspace, Microsoft Word, Excel and PowerPoint
Business fluent in English, while knowledge of German is a plus

Additional Information

Be part of Europe's leading digital automotive platform!
Personal growth with the contribution of own ideas
Frequent feedback talks will support you in achieving your goals
Flexible working hours
Time to relax: 26 days vacation
Working from home: you can work from home up to 3 days a week

Join us, building the best way to buy and sell cars!

Apply by uploading your CV with a note of your earliest starting date and your salary expectation.

Contact
Katharina Ruhnke

At AUTO1 Group we live an open culture, believe in direct communication, and value diversity. We welcome every applicant; regardless of gender, ethnic origin, religion, age, sexual identity, disability, or any other non-merit factor.

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