Offer summary

Qualifications:

At least 2 years of networking or referral sales experience., Experience in mortgage industry preferred., Excellent customer service and communication skills., Strong organizational skills and ability to work independently..

Key responsibilities:

Originate mortgage loans meeting credit and underwriting standards.

Develop and maintain referral relationships with clients and partners.

Assist in loan processing and ensure compliance with regulations.

Participate in community and development activities to promote homeownership.

Job description

Position Title

Sr. Loan Advisor

Location

Work From Home NJ, NJ 08601

Job Summary

Proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. Interview new and existing customers to determine their loan needs and advise those customers of appropriate products, terms, and pricing while gathering any additional required data. Generate complete mortgage applications, ensure appropriate procedures and policies are followed, while meeting sales goals and objectives.

Pay Rate: $15.49 Hourly
Please note that this is a commission-based role

Job Responsibilities:

Originate mortgage loans that meet Flagstar bank credit and underwriting requirements. Perform all origination tasks in accordance with industry and regulatory guidelines and requirements. Achieve sales and referral goals by developing a one-of-a-kind customer experience. Refer clients to other Flagstar business partners so that they may explore obtaining additional financial products and services that Flagstar offers (i.e. retail banking products, investments, commercial services). Market to and manage referral relationships. Referral relationships include realtors, builders, professional and personal contacts. Participate in in business related development opportunities community efforts to promote home ownership. Proactively seek ways to develop and expand customer relationships in order to achieve branch and personal goals.
Provide status updates and assist processing with the collection of any trailing borrow documentation needed to complete loan processing and closing.
Attend Flagstar required production meetings. Attend/complete all Flagstar and industry required training. Actively participate in opportunities to expand knowledge, influencing and interpersonal skills.
Ensure compliance with applicable federal, state and local laws and regulations. Complete all required compliance training. Maintain knowledge of and adhere to Flagstar's internal compliance policies and procedures. Take responsibility to keep up to date with changing regulations and policies.

Job Requirements:

2+ years of demonstrated networking and/or referral sales experience. Experience in a self-generated/self-sourced sales environment strongly preferred.
Mortgage industry experience strongly preferred
Exceptional customer service skills
Excellent verbal and written communication skills
Demonstrates poise, tact and professionalism
Strong organizational skills with attention to detail
Ability to work with minimal supervision
Strong computer skills including experience with MS application
Ability to work flexible and varying work schedules

Flagstar is an Equal Opportunity Employer

Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

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