Job description

Founders Federal Credit Union strives to create financial opportunities to improve the quality of life for all our members/owners. Our innovative services, convenient locations, and friendly employees are dedicated to our members and their financial future. Consistently recognized as one of the largest and most innovative credit unions in the nation, Founders serves more than 200,000 members and has over $1.9 billion in assets. We are the largest Credit Union in South Carolina.

Founders Federal Credit Union is strongly committed to providing the highest level of quality service to our members. We realize our outstanding, dedicated employees make it all happen. We are seeking a talented and motivated individual to join our strong organization and growing team as a Mortgage Loan Officer . The Mortgage Loan Officer is responsible for proactively soliciting and originating new residential mortgage loans to meet established loan quality and production goals.
We welcome your interest in employment with our family-oriented organization where we proudly offer competitive salaries, excellent benefits, and centrally located branches.
Mortgage Loan Officer
Job Responsibilities
The Mortgage Loan Officer is responsible for proactively soliciting and originating new residential mortgage loans to meet established loan quality and production goals.
Additional responsibilities include but are not limited to:

Must be eligible for registration as a Mortgage Loan Originator in compliance with the SAFE Act.
Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine financing objectives, discuss with borrowers product/pricing guidelines, and gather any additional required information
Manage appointments with borrowers for mortgage loan requests as well as online and telephone mortgage loan requests.
Prepare mortgage loan applications including required supporting documentation for submission to underwriting.
Ensure exceptional member experience by providing on-going communication to applicants as necessary during various stages of the loan process.
Must have strict adherence to all state and federal statutes and regulations relating to Credit Unions, National Credit Union Association Rules and Regulations, FFCU Loan Policy and Procedures, and all other Regulations related to lending.
Work closely with the mortgage processors to ensure follow up and prompt member service.
Establish and maintain relationships with branch personnel, realtors, builders and developers as a lending source for their referrals.
Must have a working knowledge of all lending products and services provided by Founders Federal and a strong commitment to cross selling those products and services.
Must maintain integrity with all member sensitive data.

Mortgage Loan Officer
Job Requirements
The successful Mortgage Loan Officer must have at least five years of mortgage experience in a financial institution, mortgage underwriting experience is preferred. A Bachelor's Degree in a related field is preferred.
Additional requirements include:

Working knowledge of computer system.
Understanding of all policies and regulations relating to loans.
Strong written and verbal communication skills.
Professional human relations skills.
Ability to work efficiently and independently in a fast paced environment.
Self-starter with strong attention to detail and follow up.

Mortgage Loan Officer
Benefits
As the Mortgage Loan Officer, you will receive a competitive income and comprehensive benefits package. Benefits provided include the following:

Retirement Plan includes 401(k) (with employer contributions) and Pension Plan fully funded by FFCU
Health and Dental Insurance with no waiting period
Long-Term Disability Insurance
Life and Accidental Death and Dismemberment Insurance (at no cost to employee)
Long Term Care Plan
Voluntary Supplemental Life Insurance coverage for employee and family
Paid Vacation
Paid Holidays
Health Care and Dependent Care Flexible spending accounts
Family-oriented culture that values work/life balance
Tuition reimbursement
Career training
Fit Founders Wellness Program

Mortgage Loan Officer
A pre-employment criminal background check, drug screen, consumer credit investigation, and previous employer reference check will be required.
EOE
Relax. Join our team.
Job Type: Full-time
Required experience: