Offer summary

Qualifications:

Bachelor's degree in Business, Finance, or a related field., Thorough understanding of credit risk assessment and underwriting principles., Proficiency in accounting and financial analysis with strong problem-solving skills., Excellent verbal and written communication skills with attention to detail..

Key responsibilities:

Analyze and evaluate credit applications and financial data to determine creditworthiness.

Prepare credit risk reports and make recommendations to management based on findings.

Collaborate with loan officers and underwriters to ensure effective risk assessment processes.

Communicate findings and recommendations to internal and external stakeholders clearly.

Job description

Credit Risk Analyst

We are seeking a motivated Credit Risk Analyst to join our team. The successful candidate will have:

A thorough understanding of credit risk assessment and underwriting principles.
Proficiency in accounting and financial analysis.
Detailed knowledge of banking products and industry-wide regulations.
Strong verbal and written communication skills.
A collaborative nature and commitment to teamwork.
Excellent multi-tasking and time management capabilities.
Effective problem-solving and analytical abilities.
Proven report writing skills with a focus on accuracy and detail.

The primary responsibility of the Credit Risk Analyst will be to:

Analyze and evaluate credit applications and financial data to determine creditworthiness and risk exposure.
Prepare credit risk reports and make recommendations to management based on findings, ensuring accuracy and completeness.
Work closely with other team members, including loan officers and underwriters, to ensure consistent and effective risk assessment and underwriting processes.
Stay informed of industry trends and regulations to ensure compliance and adaptability to changing conditions.
Communicate findings and recommendations to internal and external stakeholders in a clear and concise manner.

The ideal candidate will possess a Bachelor"s degree in Business, Finance, or a related field, as well as relevant professional experience in credit analysis and risk assessment. A strong work ethic and attention to detail are essential to success in this role.

Required profile