Offer summary

Qualifications:

3+ years of experience in credit reporting, credit risk, compliance, or related fields within financial services or fintech., Strong understanding of Metro 2® reporting format and best practices for credit bureau data correction., Exceptional project management and problem-solving skills, with a keen eye for detail., Excellent communication and stakeholder management skills, with experience collaborating across multiple teams..

Key responsabilities:

Develop and lead the creation of Wealthsimple’s Credit Reporting Program from the ground up.

Oversee and manage the end-to-end credit reporting process, ensuring accurate and timely submissions to credit bureaus.

Act as the primary liaison with credit bureaus, resolving data discrepancies and maintaining compliance with industry regulations.

Lead and oversee the credit dispute resolution process, ensuring timely and effective responses to consumer disputes.

Job description

Your career is an investment that grows over time!

Wealthsimple is on a mission to help everyone achieve financial freedom by reimagining what it means to manage your money. Using smart technology, we take financial services that are often confusing, opaque and expensive and make them transparent and low-cost for everyone. We’re the largest fintech company in Canada, with over 4 million users who trust us with more than $50 billion in assets.

Our teams ship often and make an impact with groundbreaking ideas. We're looking for talented people who keep it simple and value collaboration and humility as we continue to create inclusive and high-performing teams where people can be inspired to do their best work.

About The Role

We are seeking a Credit Reporting Manager to play a critical role in shaping and implementing our Credit Reporting Program. Reporting to the Director of Payment Operations and Compliance, this position will be responsible for ensuring regulatory compliance, improving data accuracy, and enhancing reporting processes. The ideal candidate is highly analytical, detail-oriented, and experienced in credit reporting, credit risk, and dispute resolution. This role is an exciting opportunity to shape Wealthsimple’s credit reporting strategy, influence industry best practices, and work at the forefront of fintech innovation.

In this role, you will have the opportunity to:

Develop and lead the creation of Wealthsimple’s Credit Reporting Program from the ground up.

Oversee and manage the end-to-end credit reporting process, ensuring accurate and timely submissions to credit bureaus.

Act as the primary liaison with credit bureaus, resolving data discrepancies and maintaining compliance with industry regulations.

Establish and enforce internal policies and procedures to align with regulatory and bureau requirements.

Collaborate cross-functionally with teams including Credit Risk, Compliance, and Operations to ensure consistency and accuracy in reporting.

Implement data quality controls, including error detection and correction mechanisms to minimize inconsistencies.

Lead and oversee the credit dispute resolution process, ensuring timely and effective responses to consumer disputes.

Skills and experience we’re looking for

3+ years of experience in credit reporting, credit risk, compliance, or related fields within financial services or fintech.

Strong understanding of Metro 2® reporting format and best practices for credit bureau data correction.

Experience working directly with credit bureaus and managing dispute resolution processes.

Exceptional project management and problem-solving skills, with a keen eye for detail.

Excellent communication and stakeholder management skills, with experience collaborating across multiple teams.

Familiarity with automated credit reporting systems and regulatory audit processes.

Bonus Points For

Experience building and implementing policies and procedures from the ground up.

Operational experience in payments and other areas of expertise within the payments ecosystem.

Knowledge of credit processor integrations and optimizing credit-related workflows.

Background in credit, prepaid banking, payments, consulting, or startups.

Why Wealthsimple?

🤑 Competitive salary with top-tier health benefits and life insurance

📈 Retirement savings matching plan using Wealthsimple Work

🌴 20 vacation days per year and unlimited sick and mental health days

📚 Up to $1,500 per year towards wellness and professional development budgets respectively

🛫 90 days away program: Employees can work internationally in eligible countries for up to 90 days per calendar year

🌎 A wide variety of peer and company-led Employee Resource Groups (ie. Rainbow, Women of Wealthsimple, Black @ WS)

💖 Company-wide wellness days off scheduled throughout the year

We’re a remote-first team, with over 1,000 employees coast to coast in North America. Be a part of our Canadian success story and help shape the financial future of millions — join us!

Read our Culture Manual and learn more about how we work.

DEI Statement

At Wealthsimple, we are building products for a diverse world and we need a diverse team to do that successfully. We strongly encourage applications from everyone regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.

Accessibility Statement

Wealthsimple provides an accessible candidate experience. If you need any accommodations or adjustments throughout the interview process and beyond, please let us know, and we will work with you to provide the necessary support and make reasonable accommodations to facilitate your participation. We are continuously working to improve our accessibility practices and welcome any feedback or suggestions on how we can better accommodate candidates with accessibility needs.

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