Risk & Compliance Associate

Democratize Access To Credit 

Together we’ll dismantle barriers to housing for working families and use data to eliminate the racial wealth gap. The ability to build credit from rental payments has the potential to give over 45 million renters with little to no credit a pathway into the financial system. Those individuals then stand to save over $200,000 in reduced lifetime interest payments, build home equity by qualifying for mortgages, and build wealth by passing job screening requirements.

Risk & Compliance Team 

We are building a team of creative, forward thinking, diverse and astute professionals who will leverage their skills and data, to unlock millions in capital for underserved communities. We believe in shared value creation, where the whole is greater than the sum of its parts. As risk & Compliance professionals we strive to strike a balance between the business objective, prudent risk management and compliance with internal policies and regulatory requirements.

The challenge

The Risk & Compliance Associate will participate in activities to implement all components of the risk  management and compliance program including performing tasks to help evaluate, manage and monitor compliance with company policies and regulatory requirements and exposures to enterprise and operational risks across all business areas. The individual will report to the Director of the Risk Management & Compliance,serving as a key member of the second line of defense. This requires excellent communication, interpersonal skills and the ability to collaborate with internal teams to help implement and monitor enterprise and operational risk. This is a great opportunity to make an impact at an early stage startup and help build and implement a robust risk management & compliance program. 

What you will help us deliver

• The ideal candidate will assist in the following:
• Identification of emerging Risks 
• Risk aggregation and reporting
• Risk and control Assessments
• Monitoring and reporting on Key Risk and Performance Indicators
• Managing the Process and Control Library
• The monitoring, analysis and reporting of risk exposures.
• Incident Management
• Issues Management
• Vendor / Third Party risk Management and oversight
• Preparation of periodic and ad hoc Reports
• Internal Audit activities
• Conduct tests to determine control effectiveness
• Support organizational compliance with applicable policies through regular risk exposure monitoring and reporting.
• Support the development, maintenance and revision of policies, including routing and revising policies through existing protocols
• Assist in the technical writing of department and enterprise level policies, procedures, manuals, as needed and maintain records of any policy changes.
• Participate in activities to monitor and facilitate compliance with policies, laws and regulations 
• Assist in the continued efforts to train and foster a healthy risk and compliance culture across the company.
• Support efforts to improve processes including automating tasks where possible 
• Perform administrative tasks to ensure team initiatives are successfully managed  and implemented.
• Play an administrative role in managing team tasks and workflows using a governance, risk and compliance (GRC) tool.  
• Complete needed updates for the team’s online portals on an ongoing basis

Core competencies we are seeking 

• Experience supporting key aspects of compliance, operational and enterprise risk management
• Knowledge of the three lines of defense principle
• Ability to work in a dynamic setting and to make adjustments as required as a result of changes in business need or strategic direction.
• Ability to work on multiple projects simultaneously and prioritize multiple tasks daily 
• Ability to work US Eastern time (this is equivalent to evening hours Manila Time)
• Strong analytical skills; the ideal candidate must be able to analyze a large collection of data, then create reports of trends and results to support decision making.
• Sound written and verbal communication skills to communicate clearly and effectively with business and team members at all levels.
• Project management: must be able to organize and manage time to track and complete multiple projects.
• Strong interpersonal and relationship-building skills, with a positive and collegial attitude
• Experience coordinating workflows
• Ability to work independently and/or in a team structure with a diverse group of individuals

Basic Qualifications

• Degree in a related field (Business, Finance, Accounting)
• At least 3 years experience in a risk, audit and compliance or equivalent role. 
• Familiar with implementing risk and compliance frameworks and taxonomies 
• Demonstrated ability to use GRC tools, Google Suite, VBA, Macros, Visualizations tools, etc. 
• Experience in data analysis, or data management, or data quality assurance
• Ability to work the night shift (PH time)

Above and beyond

• Other technical skills such as SQL, Python programming will also be viewed positively
• Ability to build quantitative models and scenarios 
• Familiarity with  Google workspace, Atlassian (Opsegenie, Confluence) and GRC tools (such as Vanta, Protecht)