Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.

We work hard, and have some fun along the way, too. You don’t have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more!

In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.

Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.

Who you are:

We’re looking for an innovative, analytical, and motivated self-starter to join our Financial Products team. As a Financial Products Associate, you’ll be intimately involved in the research, development, and launch of new financial products and improvements to existing financial products that deliver substantial value for Hometap, homeowners and capital partners. In this role, you’ll be a key member of an impactful team responsible for developing and executing our financial product roadmap, working closely with cross-functional stakeholders to ensure alignment and prioritization within the broader company strategy. You’ll become a subject matter expert on Hometap's financial products, including how they work and fit into the competitive and capital markets landscape. You will report to the Senior Manager, Financial Products.

What you'll do:

Be responsible for product opportunity analysis, including but not limited to portfolio performance modeling, business case modeling, and scenario analysis.
Be a subject matter expert on Hometap's financial products, including how they work and fit into the competitive and capital markets landscape.
Be instrumental in the design of new financial products and improvements to existing financial products that deliver substantial value for Hometap, homeowners and investors.
Conduct research and development to test hypotheses around new products and product changes.
Contribute to pricing, structuring and feature decisions that optimize and evolve financial products.
Develop and maintain processes to continuously track, document, and synthesize information on market trends relevant to Hometap’s position in the market.
Influence financial product roadmap development in concert with financial and organizational resourcing.
Support the process by which functional launch plans for products are built and integrated.
Develop insights, methodologies and solutions that influence the success of our financial products (e.g., valuation, property type policy).
Support creation of investor GTM narrative, including rationale supporting the product’s pricing, structure, assumptions, and methodologies.
Be accountable for product competitiveness for target homeowners and investors.
Lead by example and embody Hometap’s values.

What you bring:

Experienced with at least 2 years of relevant experience in consulting, investment banking, financial product development, investing or similar roles within the financial services space
Outstanding modeling, analytical and critical thinking skills, including the ability to identify and summarize key points in any analysis
Solid understanding of capital markets and residential real estate financing
Strong business acumen - balancing pragmatics, analytics and impact
Able to define success and operate within the “80/20”
Track record of delivering business results through analysis in a fast-paced environment
Empathy and curiosity for investor and homeowner perspectives
Strong collaborator; clear and effective communicator
Creative, flexible and solutions-oriented approach to problem solving
Developed prioritization skills and ability to balance both short-term and long-term objectives
Detailed and organized in execution
Positive relationship building capabilities and ability to work cross-functionally
Strong bias for action

Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.

Hometap believes that our differences are what bring us together, and one of our biggest priorities is creating a diverse workplace that welcomes and values each team member’s unique perspective, background, and ideas. All roles here are filled based solely on candidates’ qualifications and our business needs.

Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing work@hometap.com.

Financial Products Associate

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