For 70 years George Hills has offered our clients unparalleled service and innovative excellence in claims administration and offered our employees a positive and collaborative culture that builds relationships based on pride and respect. As an “Employer of Choice”, we are pleased to offer employees a flexible hybrid work schedule, competitive salary, and excellent benefits including medical, dental, vision, PTO, holidays, and 401k. To learn more, please visit our website at https://georgehills.com/ . George Hills is an equal-opportunity employer. Note: Employees must live in either CA or AZ.
In this entry-level Claims Representative position, you will investigate, evaluate, and adjust general, property damage and automobile liability claims for a large, dedicated client. Assigned claims generally consist of low to medium exposure, first and third-party automobile bodily injury and property damage claims, as well as premises liability accidents, and product liability claims.
Primary responsibilities include:
· Investigate, analyze, and determine the extent of the insurance provider's liability concerning personal, casualty, auto or property loss or damages, and attempt to settle with claimants.
· Correspond with or interview medical specialists, agents, witnesses, or claimants to compile information. Calculate and approve payment of claims within a certain monetary limit.
· Investigate claims:
· Assess and estimate vehicle or property damage.
· Compile information through interviews.
· Evaluate customer records.
· Examine evidence to determine if it will support claims.
· Follow contract, property, or insurance laws.
· Follow rules of evidence procedures in legal setting.
· Gather physical evidence.
· Inspect property to determine damages.
· Research property records.
· Conduct court searches.
· Interview claimants or witnesses
· Search legal records Interviews, telephones, and or correspond with claimants and witnesses.
· Evaluate liability exposure:
· Review insurance applications.
· Review insurance policies to determine appropriate coverage.
· Obtain, review, and evaluate records, police, medical, etc.
· Recommend claim action.
· Properly reserve for the claim.
· Adjust reserve as appropriate.
· Comply with accepted guidelines regarding reserving practice and authority levels.
· Create and maintain records:
· Maintain records, reports, and files in our claims system.
· Maintain all cases on an active diary in our claims system pursuant to established GHC criteria.
· Assist in the preparation of timely reports to clients.
· Comply with all reporting requirements/steps set out in the GHC Claims Handling Best Practices guide.
· Comply with regulatory requirements.
· Diary spoken or written information.
· Litigation management support:
· Collect evidence to support contested claims in court.
· Keep clients advised.
· Other duties as assigned.