Senior Underwriter, Personal Lines

The Personal Lines Senior Underwriter will develop and maintain relationships with sales representatives, agents and brokers. It is expected that our new team member will acknowledge and adhere to underwriting rules and guidelines, compliance laws and regulations including ERISA laws and compliance.

Your Impact:

• Ensures all submissions are effectively managed to reach decline or quoting status.
• Determine quick declines and how to communicate with parties (i.e. declination letter or phone call)
• Assess submissions and manage steps to be taken based on assessment and categorization
• Necessary interaction with carriers and producers to gather needed information in an organized manner
• Responsible for reviewing and responding to back-end underwriting reviews and new business audits
• Provides reports necessary to perform underwriting analysis and accurate instructions to rating
• Prepare, deliver and follow up on quote proposal to agent or producer
• Secure binding confirmation from carriers, issue binders and policies for contract underwriting carrier partners complying with specific company requirements
• Policy Servicing
• Documents underwriting decisions within standards and expectations
• Determines the pricing, coverages, and exclusions for each submission
• Assists in compiling required monthly underwriting reports
• Refer accounts as appropriate if additional authority is required

Successful Candidates Will Have:

• 5 years of insurance underwriting experience, with at least 3 years in personal lines.
• ISO Rating knowledge mandatory
• Must possess the ability to appropriately apply loss development and advanced loss analysis concepts to achieve optimal pricing of a risk.
• Must possess the ability to creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve Company objectives
• Working knowledge of Microsoft Office products such as Word, Outlook and Excel.
• Ability to clearly communicate both verbally and through email with agents, carriers and team members

One80 Intermediaries is a privately held firm with offices throughout the US and Canada. As a leading insurance wholesaler and program manager, One80 offers placement services and binding authority for property and casualty, life, travel/accident and health, affinity and administrative services, and warranty business. Launched just four years ago, One80 Intermediaries has grown to be one of the largest intermediaries in the United States. In 2023, Business Insurance ranked One80 as the 3rd Largest MGA/Underwriting Manager/Lloyd’s Coverholder, and 3rd Largest Underwriting Manager in the country.

At One80 Intermediaries, base pay is one part of our total compensation package, which also includes a comprehensive suite of benefits, including medical, dental, vision, disability, and life insurance, retirement savings, and paid time off and paid holidays for eligible employees. The total compensation for a position may also include other elements dependent on the position offered. The expected base pay range for this position is between $64,800-$95,000 + bonus. The actual base pay offered may vary depending on multiple individualized factors, including geographical location, education, job-related knowledge, skills, and experience.