Offer summary

Qualifications:

Current California State Insurance License and appropriate Non-Resident Licenses required., 3-5 years of personal lines underwriting experience is essential., CPCU and/or CIC designations are preferred., Working knowledge of MS Office and Agency Management Software Systems is necessary..

Key responsabilities:

Quoting, binding, and servicing complex property submissions with a non-admitted carrier.

Reviewing inspection reports and communicating required actions to maintain profitability.

Building and maintaining positive agency and carrier relationships through regular communication.

Training team members on carrier products and procedures, and addressing technical underwriting issues.

Job description

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Brown & Brown is seeking a Personal Lines Underwriter to join our growing team in Walnut Creek, CA.

The Personal Lines Underwriter is responsible for quoting, binding and servicing complex property submissions with a non-admitted carrier. Personal Lines Underwriter also assist customers in determining risk placement amongst a wide variety of admitted and non-admitted products offered by our agency.

How You Will Contribute:

Use critical thinking, understanding of the market and underwriting best practices to determine individual risk acceptability, pricing, best coverage, terms and conditions within established authority and carrier guidelines.

Provide clear communication and documentation of rationale for decisions and options.

Review inspection reports to confirm eligibility and accuracy of risk presentation; communicate required action and present solutions as needed to maintain profitability and retention.

Collect proper documentation and forms to maintain customer files accurately and consistently in accordance with department workflows and procedures.

Collect and review Surplus Lines forms for accuracy and completeness.

Building and maintaining positive agency and carrier relationships with regular communication.

Assist customers in determining risk placement amongst a wide variety of admitted and non-admitted markets.

Assist customers in servicing accounts; respond to inquiries in a timely and professional manner.

Identify potential errors and omissions exposures and implement procedures which will minimize or eliminate same.

Train team members on carrier products and procedures; serve as a resource for internal staff when addressing technical underwriting issues, keep underwriting training materials up to date and communicate changes to team

Licenses and Certifications:

Current California State Insurance License and appropriate Non-Resident Licenses

CPCU and/or CIC designations (preferred)

Skills & Experience to Be Successful:

3-5 years of personal lines underwriting experience

E&S wholesale experience (preferred)

Working knowledge of MS Office (Word, Excel, & Outlook)

Working knowledge of carrier websites (preferred)

Experience with Agency Management Software Systems

#LI-SD1

Pay Range

34.00 - 39.00 Hourly

The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

The Power To Be Yourself

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

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