Job description

MoCaFi is committed to building a financial services platform that helps America’s marginalized communities create wealth through better access to public, private, and social capital. We are a fintech built for government and non-profit organizations committed to creating finance for all. Our platform is a turnkey digital banking solution for delivering cash payments, deposit accounts, and wealth empowerment tools at the city, state, and federal levels.

MoCaFi has distributed over $100M in guaranteed basic income, cash assistance, emergency rental assistance, and emergency utility payments in over a dozen municipalities. We are led by a diverse team of finance, engineering, and startup professionals committed to closing America’s racial wealth gap. We offer FDIC-insured bank accounts, municipal-funded disbursement cards, and financial empowerment services directly to consumers and through our public and private sector partners.

Job Description:

We are currently seeking a highly skilled Controller to lead our accounting and financial reporting functions. As Controller, you will be responsible for ensuring financial accuracy, compliance with government regulations, and the development of scalable processes to support our rapid growth. You will work closely with our senior leadership, oversee financial operations, and implement best-in-class accounting practices tailored to the fintech and government sectors. The ideal candidate would have experience bringing accounting in-house from an outsourced setup and experience managing migration from QBO to Netsuite or a similar platform.

This role will report to our CFO, and is remote but hybrid to our New York City office for those located in the metropolitan area. The salary range for this position is $160,000- $215,000 based on experience and location.

Job Responsibilities:

Oversee the preparation of timely and accurate financial statements in accordance with GAAP and government regulations
Maintain compliance with government contracts, grants, and financial reporting standards
Lead general ledger management, accounts payable/receivable, tax compliance, and payroll processing to support business objectives
Implement and maintain robust internal controls to safeguard company assets and mitigate financial risks
Support financial planning, budgeting, and cash flow management, ensuring alignment with MoCaFi’s strategic priorities
Identify opportunities for process improvements, automation, and system upgrades to increase efficiency as MoCaFi grows
Manage external audits, tax filings, and relationships with auditors, tax advisors, and regulatory bodies
Partner with the executive team, product, and operations teams to align financial strategy with business objectives
Analyze financial performance, identify areas for improvement, and provide recommendations to executive leadership
Conduct financial due diligence on partnerships and contracts, ensuring alignment with MoCaFi’s mission and growth plans

Job Qualifications:

Bachelor's Degree in Accounting, Finance, or a related field; CPA preferred
8+ years of experience in accounting and bookkeeping, with at least 2 years in a senior leadership role as controller, ideally in Fintech, SaaS or platform companies with exposure to government contracts, grants, and usage based pricing models
Strong knowledge of GAAP, and regulatory requirements for government-related financial operations
Proficiency in financial software, ERP systems, and automation tools (e.g., NetSuite, QuickBooks, Workday)
Excellent leadership, communication, and problem-solving skills
Excellent attention to detail and ability to maintain high-quality work in a fast-paced startup environment
Must be authorized to work and permanently based in the United States

Why you'll love working here:

An empowering workplace that values initiative and critical thinking
Work on achieving our financial inclusion mission
A supportive and inclusive culture: recognizes contributions and celebrates wins
A welcoming environment that appreciates your bringing your entire self to work
Time to rest and recharge -- flexible time off policy as long as you can get your job done and make arrangements with your manager to cover you if needed

MoCaFi believes all persons should have equal access to its programs, facilities, and employment. This policy is without regard to race, color, ancestry, national origin, age, gender, sexual orientation, gender identity, age, religion, disability, medical condition, genetic information, marital, or veteran status.

Required profile