Senior Underwriting Consultant - Remote

At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.

A Senior Underwriting Consultant will analyze dental and vision benefit plan characteristics and assess risks. This individual will be responsible for profit, growth, service, and expense objectives through financial analysis of data and operating efficiencies. Will utilize established underwriting criteria and policies to provide proper rating methodologies. Will build and maintain models to assist in the economic analysis of market alternatives. The Senior Underwriting Consultant will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. They will validate renewals and request for proposals for accuracy including utilization & experience reporting.

This role is part of Key Accounts Specialty Benefits, Dental, and Vision.

You’ll enjoy the flexibility to work remotely - from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities

• Manages a Key Account including Public Sector and Labor and Trust book of business
• Collaborate with Key Account sales and sales leadership to create and negotiate responses for RFPs
• Anticipates customer needs and proactively develops solutions to meet them
• Serves as a key resource on complex and/or critical issues
• Solves complex problems, develops innovative solutions, and performs complex conceptual analyses. Provides explanations and information to others on the more complex issues
• Provides recommendations for process improvement
• Authorizes deviations from standards
• May lead functional or segment teams or projects
• Motivate, inspire and mentor other team members
• Develops innovative approaches
• Considered a risk expert
  
  

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications

• 5+ years of experience in the insurance industry underwriting/managing financials for a defined book of business
• Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)
• Proven solid financial analysis, problem solving and critical decision-making skills
• Proven solid negotiation skills. Can conclude with win-win situations. Proven solid organizational skills
• Proven excellent communication skills, both orally and in writing
  
  

Preferred Qualifications

• Knowledge of the specialty benefits organization
• Understanding of Dental and vision products and pricing
• All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy
  
  

California, Colorado, Connecticut, Hawaii, Maryland, Nevada, New Jersey, New York, Rhode Island, Washington, Washington, D.C. Residents Only: The salary range for this role is $88,000 to $173,200 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.