Small Commercial Underwriter

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best.

Join the Alternative Distribution Division, a dynamic and innovative digitally focused business unit that is revolutionizing the way small commercial accounts are written. We offer multiple channels for our customers, including direct-to-consumer, traditional agent quoting experiences, and direct API connections. Our current lines of business include Worker’s Compensation, BOP, and General Liability.

Experience the thrill of working with cutting-edge Insurtech capabilities, backed by the stability and resources of a Fortune 500, A+ rated insurance carrier. We believe in a relaxed and flexible work environment, allowing you to work from home up to two days per week.

Are you ready to take your underwriting skills to the next level? Join our team, where continuous improvement is not just encouraged, but celebrated. We are seeking a passionate individual who is eager to refine their expertise and grow within our organization.

As a Small Commercial Underwriter, you will be responsible for working closely with assigned agents and wholesalers to profitably grow a book of small commercial business.

Essential Job Functions and Responsibilities:

• Building and Maintaining Relationships: Develop strong, collaborative relationships with agents and wholesalers to understand their needs and support their efforts in growing their business.
• Sales and Marketing: Implement effective sales and marketing strategies to promote our Workers’ Compensation and BOP policies through various digital channels.
• Underwriting and Risk Assessment: Evaluate and underwrite small commercial accounts to ensure profitable growth while adhering to company guidelines and standards.
• Performance Monitoring: Track and analyze the performance of the book of business, identifying opportunities for improvement and implementing necessary changes.
• Customer Support: Provide exceptional support to agents and wholesalers, addressing any inquiries or issues promptly and professionally.
• Communication- Make impactful decisions with little oversight
• Performs other duties as assigned

Job Requirements

• Experience underwriting small business accounts is strongly preferred.
• Education: Bachelor’s Degree or equivalent experience
• Field of Study: Business, Liberal Arts or a related discipline.
• Experience: 1 to 5 years of underwriting experience. 
• Beginning coursework toward certification in area of expertise preferred; appropriate certifications could include Associate in Underwriting (AU), Chartered Property Casualty

This job is non-exempt in California and Washington.

Business Unit:

Benefits:

Compensation varies by role, position level, and location. Individual pay is influenced by skills, education, training, certifications, experience, and the role's scope and complexity, along with business needs.

We offer a competitive Total Rewards package, including medical, dental, and vision plans starting on day one, PTO, paid holidays, commuter benefits, an employee stock purchase plan, education reimbursement, paid parental leave/adoption assistance, and a 401(k) plan with company match. These benefits are available to eligible full-time and part-time employees.

Your recruiter can provide more details about our total rewards and specific compensation ranges during the hiring process.