Offer summary

Qualifications:

Bachelor's degree in finance or related field, At least 1 year of relevant experience, Entry level knowledge of financial compliance, Past experience in Fintech or Banking.

Key responsabilities:

Conduct KYC and CDD reviews

Review alerts for suspicious transactions

Perform transaction monitoring on fiat and crypto

Detect and report suspicious activities

Job description

Work from anywhere, impact everywhere

Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 140 Xapiens that work remotely from 40+ countries around the world.

Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country. This is the dream that drove Wences Casares, our Founder and Chairman, to quietly transform the world of banking.

To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done.

Risk is inherent in all of our business activities and managing risk well is the responsibility of every Xapien. Sound risk management enables us to serve our customers and deliver value for our shareholders, and helps make Xapo a great place to work.

Although we are headquartered in Gibraltar, this is a full time, 100% remote position
Work from anywhere!

Position Overview

Xapo is looking for an Anti-Financial Crime Analyst to identify, investigate and prevent financial crime by reviewing suspicious transactions and activities to ensure we comply with all AML regulations and requirements.

You will be part of a team of AFC Analysts responsible for reviewing and actioning alerts related to Onboarding, Fraud, AML, PEP & Sanctions and transaction monitoring. If you’re passionate about Bitcoin and preventing financial crime, this is a great opportunity to develop your career in a growing team.

The ideal candidate will be either in US or Asian time zones to ensure Xapo’s ability to review alerts around the clock. Please note: This role requires working one weekend per month, with weekdays off in lieu.

Key Responsibilities

Conduct Know Your Customer (KYC) and Customer Due Diligence (CDD) reviews of individual customers during onboarding.
Review alerts for suspicious transactions and behaviour to prevent fraud losses for Xapo and customers alike.
Conduct transaction monitoring on fiat and crypto transactions sent to & from Xapo customers.
Detect, investigate and report suspicious activities, including predicate offences related to money laundering and terrorist financing.
Review individual and business customer screening alerts for sanctions, PEPs and adverse media.
Escalate any red flags and potential risks to senior team members.
Raise iSARs and other regulatory reports to the MLRO
Manage sensitive and confidential information with utmost care and integrity.
Work collaboratively within a cross-functional, global team
Take responsibility for the quality completion of cases

Skills needed:

Bachelor's degree in finance, economics, accounting, criminology, or a related field.
At least 1 year of relevant industry experience
An entry level knowledge of financial crime prevention, compliance, law or a similar discipline;
Experience managing high volumes of workloads with competing priorities;
A methodical and logical approach combined with accuracy and attention to detail.
Self driven, curious, proactive and able to operate in a fast-paced environment.
Strong communication skills, both written and verbal.
Past experience of working within Fintech, Banking or Cryptocurrency industries is required
ACAMS, ACFCS, ACFE or similar certifications are highly desirable

Other requirements

A dedicated workspace.
A reliable internet connection with the fastest speed possible in your area
Devices and other essential equipment that meet minimal technical specifications.
Alignment with Our Values.

Why work for Xapo?

IMPACT GLOBALLY, WORK REMOTELY.

Shape the Future: Improve lives through cutting-edge technology, work 100% remotely from anywhere in the world.
Great work-life balance: Build amazing things with a balance of autonomy and collaborative teamwork. Set your own work schedule and make use of a flexible PTO plan when you need to recharge.
Expect Excellence: Collaborate, learn, and grow with a high-performance team. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals.

At Xapo, we prioritize consumer protection and adhere to regulatory requirements by ensuring that all Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders.

Required profile