Director of Finance

WHO IS RATEHUB?

We’re a company on a mission - We are a unique Canadian Fintech that is the one stop shop for all financial needs of the consumer - Save, Spend, Borrow, Invest, and Protect. Every single team member, from product & engineering to sales & marketing, finance, operations, and everything in between is obsessed with one thing;  helping Canadians make better financial choices. And we’re pretty great at it, too. Via our digital application technology and our award-winning in-house brokerages, we help over 2M Canadians per month make a positive impact on their finances. We have many unique businesses - a mortgage brokerage, a life insurance brokerage, a home and auto insurance brokerage, a mortgage originations and servicing business, a Financial Services Marketplace and a content business across Ratehub and MoneySense. 365 days a year we deliver our users the best online mortgage experience, personalized Credit Card and Loans options, and cheaper auto & home insurance policies than they typically get from their existing financial adviser. 

Changing how people make financial choices isn’t easy, though. We know that achieving our mission is full of challenges; challenges that can be complex and often unexpected, but that are always interesting, rewarding, and fun to solve as a team. This is where you come in. We are on the hunt for the right kind of people to join us and help lead us forward to continued growth.

We’re looking for a Director of Finance to join our growing team in downtown Toronto (option for remote/hybrid). This is a great opportunity for a driven finance professional looking to join an evolving and multi-dimensional Canadian FinTech! If you have expertise in both FP&A and Technical Accounting, like running after problems, and are most engaged when you are challenged, then please keep reading.

YOUR RESPONSIBILITIES

• Oversee a team of finance managers, managing the day-to-day full cycle accounting functions
• Consolidation of month end financials, KPI reporting, and forecasts from across our different business units.
• Develop, implement, and maintain accounting policies, processes, and internal controls.
• Manage tax filings and ensure compliance with all requirements including corporate income tax, sales tax, and payroll taxes.
• Continue to refine business assumptions and inputs to ensure an accurate forecast as the business environment evolves; Collaborate with business partners to define, refine, and analyze financial and operational KPIs including unit economics, LTV, CAC, etc.
• Provide insights to executives and our Board of Directors for improvements that lead to cost reduction, revenue generation, and streamlined operations
• Identify risks and opportunities across the business based on data-driven insights
• Monitor, forecast, and coordinate cash management functions to manage corporate capital.
• Support our legal and compliance functions with ongoing compliance initiatives
• Assist the VP Finance and Operations with special projects as they arise.

YOUR QUALIFICATIONS

• Required: Canadian Chartered Professional Accountant (CPA) designation 
• 7+ years of overall combined accounting and finance experience
• Strong knowledge of IFRS
• Excellent knowledge of accounting/finance processes including month-end close, budgeting/forecasting, and financial statements
• Experience with Canadian corporate sales and payroll tax; added benefit if you have experience with a SLFI and US payroll taxes
• Strong financial modeling skills
• Strong analytical aptitude with the ability to translate strategic insights and initiatives into a complete and accurate financial forecast to make data driven decisions.
• Experience with presenting to C-suite executives and board of directors
• Experience with raising capital
• Ability to drive concepts quickly and run with them on minimal guidance
• Experience with balancing multiple entities/multiple business lines
• Efficient:  You  have  a  demonstrated  ability  to  perform  under  pressure  and  meet  tight  deadlines  and  company  goals  
• Detailed oriented, organized, and ability to prioritize while working under pressure. 
• Resourceful: You don’t have all the answers, but you know how to get them
• Quality control: You self-edit and submit only your best work
• “No job is too big or too small” mentality: The only place where success comes before work is in the dictionary.
• Positive attitude: We have a great culture and want to preserve it

CULTURE FIT:

• Members first - we prioritise the interests and needs of our members above all else.We solve member pain points and focus on member satisfaction. We start with members, and end with the P&L.
• Growth mindset  - we set ambitious goals and challenge the status quo. We take responsible risks and are accountable for our actions.
• Better together - we are One team with One common goal. We make our footprint bigger than our foot, leave our egos at the door, support each other to achieve great results as One company. 
• Run after problems - we tackle problems head on and focus on finding solutions. Obstacles are seen as opportunities for growth and innovation. We have the hard conversations and choose the harder right over the easier wrong. And we do it with a smile.
• Measure Learn Iterate Innovate - we focus on getting things done. We measure what matters, iterate, learn, iterate many times in a data-driven way, which is how we will innovate.

JOB PERKS:

• Competitive salary: We know it’s expensive to live/work in Canada
• Remote-first organization: we love opportunities to get together as a team, but for the most part we offer our employees the flexibility to work anywhere in Canada
• Flexible hours: Enjoy a couple more hours of sleep in the morning, if you want
• Benefits: Health is wealth! A benefits package with no employee contribution required
• Perks: RRSP matching program, individual training allowance, fun team socials (remote AND in-person) and more!

Ratehub welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process.