Senior Mortgage Loan Officer - Hybrid Flexibility & Growth Opportunity

Description

We are seeking a dedicated Mortgage Loan Officer to join our dynamic team. In this role, you will collaborate closely with our Mortgage Sales Manager, enjoying the benefits of a hybrid work environment, with the flexibility to work from home or at our office locations. Occasional travel to meet clients and attend meetings will be required.

Primary Responsibilities

• Connect with clients to offer tailored residential mortgage solutions.
• Convert both inbound and outbound sales leads into successful applications.
• Assess clients’ financial needs and recommend the best mortgage products and rates.
• Meet and exceed sales performance goals, reviewed on a monthly basis.
  
  

Essential Functions

• Source, originate, and process residential mortgage loans.
• Provide guidance and advice to loan applicants throughout the process.
• Collect necessary information and documents from applicants and relevant parties.
• Determine and explain loan terms, including interest rates, points, and fees.
• Handle all aspects of loan processing and closing, ensuring smooth transactions.
• Address questions and resolve issues related to loan closings for applicants and other stakeholders.
• Share information about our loan products and services with real estate professionals.
• Attend meetings and presentations, both hosted by us and real estate firms.
• Prepare reports and ensure loan files are complete and accurate.
• Take on additional duties as needed to support our team.
  
  

Skills/Qualifications

• Minimum of 3 years' experience managing and negotiating loans in a fast-paced environment.
• Familiarity with loan processing guidelines, including Fannie Mae, Freddie Mac, and FHA standards.
• Strong knowledge of standard loan practices, documentation, and real estate terminology.
• Deep understanding of the mortgage market.
• Proficiency in Mandarin is a plus.
• Must be based in California.
  
  

Employment Type: Full-Time