Senior Mortgage Loan Processor

Description

Are you a detail-oriented professional with a passion for ensuring accuracy and compliance in mortgage processing? Join our team as a Senior Loan Processor, where you'll play a key role in handling mortgage loan applications from start to finish.

Responsibilities

• Review Applications: Examine loan applications and supporting documentation to ensure they meet underwriting requirements and are ready for review and approval.
• Coordinate with Teams: Collaborate closely with transaction services and underwriting to ensure timely processing of loan files, meeting company deadlines and contractual contingency dates.
• Work as a Team: Partner with internal lending departments, including origination, underwriting, closing/post-closing, and funding, to ensure smooth processing of loans.
• Manage Processing Tasks: Take ownership of all loan processing tasks generated by our Loan Origination Systems, addressing any issues that could impact transactions.
• Maintain Customer Relationships: Provide excellent customer service and build strong relationships with borrowers, realtors, attorneys, and builders.
• Verify Documentation: Gather loan conditions and verify documentation accuracy to meet loan approval requirements.
• Order Reports and Appraisals: Manage the ordering of credit reports and appraisals, and resolve appraisal disputes in collaboration with Wholesale & Retail Residential Lending Officers.
• Generate Documentation: Prepare loan documentation and proof of insurance as needed.
• Coordinate with Title Companies: Ensure title commitments meet loan requirements by working closely with title companies.
• Manage Your Pipeline: Oversee a pipeline of up to 50 active loans, ensuring they meet industry turnaround times and organizational goals related to closing dates.
• Support Sales Teams: Participate in pipeline status calls, providing updates and maintaining communication with Mortgage Loan Officers.
• Update Systems: Keep our Loan Origination Systems up-to-date with detailed progress logs throughout the loan process.
  
  

Requirements

• Experience: At least 3 years in residential lending and 2 years as an active mortgage loan processor.
• Education: High School diploma or equivalent required; Associate's degree preferred.
• Technical Knowledge: Familiarity with FNMA and Freddie Mac guidelines, banking regulatory policies, and procedures. Ability to read financial statements and experience with a variety of loan programs. Proficiency with Mortgage Loan Origination Systems (Black Knight Empower preferred). Bilingual in English and Spanish is a plus.
• Skills: Strong team player who thrives under pressure, with excellent communication skills, both verbal and written. Detail-oriented with strong customer service skills. Proficiency in Microsoft Windows and MS Office applications (Outlook, Word, Excel).
  
  

Perks of the Job

• Remote Work: This position is fully remote, giving you flexibility and the comfort of working from home.
  
  

If you're ready to bring your expertise to a dynamic team and help us make the mortgage process seamless and efficient, we'd love to hear from you!

Employment Type: Full-Time