Job Title Credit Risk Management Structured Finance Credit Officer
Corporate Title Vice President
Location New York, NY
Overview
As a Credit Officer in the CRM Global Credit Financing and Solutions (GCFS) team you will support a number of leveraged and structured lending businesses covering middle market corporates, digital infrastructure, renewable energy & project finance, aircraft financing, social infrastructure, and equity margin loans. Counterparties span a broad range of industries, investment and non-investment grade ratings, and transactions are typically complex and highly structured. The role provides superior learning opportunities for you to expand your corporate finance knowledge and further your career development.
You will play a crucial role in evaluating new transactions, making fundamental credit decisions, and providing credit approvals. Credit officers work in close partnership with front office colleagues by participating in due diligence, assessing credit quality, evaluating risks, assigning ratings, and determining risk appetite and will also be responsible for monitoring and managing a portfolio of counterparties, conducting periodic reviews, and participating in regulatory audits and you will be an integral part of contributing to the success of Deutsche Bank's structured finance franchise.
What We Offer You
A diverse and inclusive environment that embraces change, innovation, and collaboration
A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
Educational resources, matching gift, and volunteer programs
What You’ll Do
Participate in due diligence, review financial, commercial, technical analysis, evaluate business plans, financial projections and models
Assess ratings, risk appetite, and compliance with policy requirements and underwriting standards
Analyze transactions, develop, and present credit recommendations to CRM senior management, document and communicate credit decisions
Manage a portfolio of existing transactions, monitor performance, conduct annual and periodic credit and rating reviews
How You’ll Lead
Build relationships with front office colleagues, challenging assumptions while providing constructive feedback
Communicate credit views to senior management and help mentor and manage junior staff
Lead responses and discussions related to audit and regulatory inquiries
Skills You’ll Need
VP level or equivalent experience, extensive relevant experience in a corporate credit or risk management function
Prior experience in leveraged lending, asset-based finance, project finance or commercial real estate; knowledge of derivatives and familiarity with legal documentation helpful
Strong analytical, financial and communication skills. Detail-focused and able to present information in a structured, clear, and concise way
Industry knowledge in technology, energy, transportation, healthcare, or business services and
Sound credit judgment and ability to independently make and defend transaction recommendations
Skills That Will Help You Excel
Ability to present information in a structured, clear, and concise way
Ability to work independently and under time pressure
Expectations
It is the Bank’s expectation that employees hired into this role will work in the New York, NY office in accordance with the Bank’s hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
The salary range for this position in New York City is $125,000 to $203,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of renumeration.
Deutsche Bank Values & Diversity
We believe talent is found in all cultures, countries, races, ethnicities, genders, sexual orientations, disabilities, beliefs, generations, backgrounds, and experiences. We pursue a working environment where everyone can be authentic and feel a sense of belonging. Click here to find out more about our diversity and inclusion efforts.
We are an Equal Opportunity Employer - Veterans/Disabled and other protected categories.
Learn more about your life at DB through the eyes of our current employees: https://careers.db.com/life
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Deutsche Bank Benefits
At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more!
Click these links to view the following notices: EEO is the Law poster and supplement; Employee Rights and Responsibilities under the Family and Medical Leave Act; Employee Polygraph Protection Act and Pay Transparency Nondiscrimination Provision
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Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
Visit Inside Deutsche Bank to discover more about the culture of Deutsche Bank including Diversity, Equity & Inclusion, Leadership, Learning, Future of Work and more besides.
We are an Equal Opportunity Employer - Veterans/Disabled and other protected categories. Click these links to view the following notices: EEO is the Law poster and supplement; Employee Rights and Responsibilities under the Family and Medical Leave Act; Employee Polygraph Protection Act and Pay Transparency Nondiscrimination Provision.
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