Credit Analyst

Shape Global Finance: Leave Your Mark in Financial Technology!

Unlock the potential of global impact as a Credit Analyst in the dynamic realm of Financial Technology. Join our client’s innovative team and embark on a journey where your contributions transcend geographical borders, leaving an enduring legacy on the global stage.  As a Credit Analyst (CA) for payday loans, you will be responsible for reviewing and analyzing credit applications. This involves assessing an applicant's creditworthiness and analyzing their financial situation. Your role will entail carefully examining various factors to determine the risk associated with lending to the applicant. This includes evaluating their credit history, income, and other relevant financial information.

• Analyze credit applications to determine the borrower's ability to repay the loan
  
• Review and verify financial statements, credit reports, and other financial data to assess the borrower's creditworthiness
  
• Identify and evaluate the risks associated with each loan application
  
• Determine the loan amount and terms of repayment based on the borrower's financial situation and risk profile
  
• Provide recommendations to management on loan approvals, denials, or alternative loan structures
  
• Keep abreast of changes in lending regulations and best practices in credit analysis
  
• Participate in training and development programs to improve job performance and knowledge
  

Requirements

Harness Your Skills: Essentials for Success

• Strong analytical and financial skills
  
• Ability to communicate effectively with colleagues, management, and other stakeholders
  
• Knowledge of lending regulations and compliance requirements
  
• Proficiency in Microsoft Office applications, including Excel, Word, and PowerPoint
  
• Excellent attention to detail and accuracy
  
• Ability to work independently and as part of a team
  
• Strong organizational and time management skills
  
• Ability to work in a fast-paced environment with multiple priorities and deadlines
  

Benefits

Enrich Your Lifestyle: Dive into Benefits

• Competitive industry standard compensation package
  
• Prime location and access to top-of-the-line facilities and technologies
  
• Work From Home
  
• Night shift (Canadian business hours)
  
• HMO coverage including 1 dependent or Mutual Fund Benefit and Life Insurance coverage
  
• 20 leave credits per year, consumed at your discretion, with up to 5 days commutable to cash
  
• Exposure to world-class, high-level management from foreign direct superiors
  

Delve into Our Passion and Purpose:

Our client a prominent Canadian short-term loan lender, operates across various provinces, empowering individuals to manage their cash flow effectively. Operating seamlessly across diverse provinces, they go beyond mere financial transactions; they are committed to empowering individuals to take control of their cash flow effectively. Committed to its mission of financial support, our client offers loans up to $1,500 with flexible repayment terms. They're not just lenders; they're enablers of dreams, licensed by the Financial Consumer Agency of Canada (FCAC) and recognized by the Canadian Consumer Finance Association (CCFA).

Welcome to Emapta Philippines!

Discover a world of possibilities at Emapta, where your career takes flight in stability and growth. Join a team that thrives on camaraderie, supporting each other to achieve excellence together. Experience the satisfaction of being recognized for your contributions with competitive compensation packages that reflect your skills and commitment. Immerse yourself in a positive work culture that encourages collaboration, innovation, and personal development. We provide you with the platform for your success, empowering you to reach new heights in a supportive and inclusive environment. 

With a wide roster of international clients from various industries and a proven track record of success, Emapta offers a stable foundation for your career. Team up with like-minded professionals who are passionate about making a meaningful impact through premium global opportunities at your fingertips. Apply now and create a better future with us. 

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