Florida Mortgage Broker/Originator

Responsibilities

• Developing a referral-based business, prospecting for new purchase and refinance clients, and marketing mortgage products.
• Determine client's needs and financial abilities to propose solutions that suit them.
• Guide borrowers through the loan application and mortgage process.
• Take a complete and accurate loan applications in the loan origination system, providing borrowers with all required disclosures.
• Analyze detailed financial and credit data, matching borrower requests/goals with an appropriate loan program and level of risk.
• Gathering the necessary documents from the customer to prepare for underwriting.
• Work closely with the wholesale lenders' mortgage staff to address any underwriting conditions for final approval.
• Work closely with wholesale lenders' mortgage state to ensure seamless closing and funding.
• Maintain compliance and a thorough knowledge of all mortgage products and services, including forms and documentation for each type of loan.

Requirements

• Active FL, GA, MD, PA and/or TX NMLS licensee’s only
• 2+ years experience as a Mortgage Broker/Originator.
• Encompass experience preferred.
• Commercial Mortgage Origination a plus but not required
• Strong time management and organizational skills in a dynamic environment.
• Ability to work independently combined with excellent interpersonal skills.
• Strong sales, negotiation, and communication skills
• Attention to detail and quality focused.
• Maintains a positive, helpful, constructive attitude and work relationship with colleagues.
• Strong communication and interpersonal skills, and a high level of professional integrity.
• Humble, grateful, and trustworthy
• Proven track of successful sales record and/or the work ethic to create one and become a top producer.

Benefits

• Training & Development
• Work From Home
• Potential For Growth
• Flexible Schedule
• In-House Real Estate Broker/Sales Associates
• Networking Opportunities
• Competitive Split