Underwriting Consultant

Job Description:

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re actively seeking a talented Underwriting Consultant to join our Underwriting team. This position can be at one of our office locations or 100% remote.

As Underwriting Consultant, you’ll play a key role in Pacific Life’s growth and long-term success by evaluating insurance applicants by correlating all aspects of risk to determine whether to accept, modify, or decline applications. While joining the Consumer Markets Division (CMD), you’ll focus on mortality by evaluating risk of death, which includes history, degree of medical maintenance, treatment, and flags of potential future risk. 

How you’ll help move us forward:

• Serve as a critical part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners

• Focus on mortality by evaluating risk of death, which includes history, degree of medical maintenance, treatment, and flags of potential future risk

• Review of upfront underwriting data/tools 

• Handling additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection

• Finalizing cases

• Data enter medical history and use system workbenches to process and decision cases

• Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards

The experience you bring:

• 3+ years of underwriting experience with proven proficiency in all underwriting processes and philosophies to include strong cardiac background and older age underwriting; ability to handle advanced decision level authorities without a co-signature

• Completion of LOMA 280/281 and 290/291; actively working toward AALU and FLMI; Professional Designations: AALU/FALU and FLMI preferred

• Strong PC and typing skills to include general Microsoft skills required to data enter and process information; extremely comfortable with web-based underwriting analysis tools and imaging systems 

• Ability to work remotely

• Effective written and verbal communication skills with ability to build rapport and gain acceptance at all levels internally and externally while exercising diplomacy and resourcefulness

• Critical thinking skills and attention to detail with ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events

• Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used

• Ability to develop specific goals, plan, and prioritize work; EKG and Cardiac test interpretation preferred

#LI-KB1

You can be who you are.

People come first here. We’re committed to a diverse, equitable and inclusive workforce. Learn more about how we create a welcoming work environment through Diversity, Equity, and Inclusion at www.pacificlife.com. What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife.

Benefits start Day 1.

Your wellbeing is important. We’re committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation.

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

Your Benefits Start Day 1  
 

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off

• Paid Parental Leave as well as an Adoption Assistance Program

• Competitive 401k savings plan with company match and an additional contribution regardless of participation

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.