Commercial Lines - Key Accounts Construction Account Executive

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Commercial Lines Key Accounts department is currently seeking an experienced underwriter to actively engage with agents and brokers to manage a book of new and renewal business in the assigned multi-state territory under limited general supervision. This position is for our Charlotte, North Carolina, territory.

Starting pay: The pay range for this position is $100,000 - $195,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

• able to collaborate with construction industry and talk about issues and their potential impact on the insurance industry
• pro-actively engage in accounts in the assigned territory and work with management to strategically grow within the territory
• through the field marketing reps, strategically engage with partner agents that drive revenue with Key Account size business by promoting our company’s products and services
• evaluate and document contractor exposures and controls, analyze actuarial loss models using a layered and excess loss approach
• price business to achieve positive returns within the framework of the organization’s risk appetite
• effectively negotiate renewals to achieve business unit goals, including rate/retention dynamics and policy terms and conditions
• develop and execute stewardship service plans addressing claims, loss control and RMIS service needs
• understand the agency planning process and impact of contingency/supplemental commission arrangements
• collaborate with and mentor less experienced underwriters

Be equipped with:

• five years of underwriting experience, preferably with a focus on the construction sector
• excellent oral and written communication skills
• strong negotiation and relationship-building abilities
• working knowledge of large account marketing and underwriting, including awareness of loss sensitive programs, familiarity with collateral concepts, wrap-ups and other contractor specific coverage is desired
• analytical and critical-thinking skills
• understanding of portfolio management and ability to balance growth and profit dynamics to achieve company targets
• self-starter with creative thinking and an ability to create opportunity
• willingness to travel

Bring education and experience from:

• college degree preferred
• CPCU/other designations preferred

Enhance your talents

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.

Enjoy benefits and amenities

Your commitment to providing strong service, sharing best practices, and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages.

Embrace a diverse team

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.