Underwriting Consultant

At Equitable, our power is in our people.

We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential?

Equitable is seeking an experienced individual life underwriter to join the Underwriting Excellence team in the role of Underwriting Consultant.

Equitable underwriting consultants are key to the development of underwriters. We are a group of highly competent and diverse underwriters who train, coach & mentor new and experienced underwriters. Underwriting Consultants collaborate with other underwriting teams to support training, technological advancement, and process improvement. The Underwriting Excellence team accomplishes its objectives by bringing a systematic, disciplined approach to evaluate and improve the effectiveness of process and procedures and, to develop underwriters, thereby enhancing the underwriter and customer experience.

Equitable’s Underwriting Excellence team is seeking an initiative-taking, experienced underwriter to join our team. In this role, you will focus on providing support to teams within the underwriting department. **

Job Responsibilities include, but are not limited to:**

• Develop, coach and mentor Life Underwriters.
• Review Life Underwriter Quality Assurance results, identify any coaching opportunities, and update/maintain training tracking tool.
• Coordinate with Trainer on any Training Plans and conduct training as needed.
• Collaborate as needed with Manager, Medical Directors, Trainer, Financial Due Diligence or Audit Team.
• Manage Referrals/2nd Reviews within expected timeframes characterized by sound underwriting assessments.
• Provide clear, concise documentation and communication of consultations and decisions
• When applicable, may assist with underwriting production.
• Meet individual team member targeted training and development goals.
• Coach Underwriters on best verbal and written communications.
• Conduct field force training sessions as needed.
• Attend customer conferences/meetings and present and/or facilitate customer engagements as needed.
• Participate in industry educational opportunities and Equitable specific courses.
• Participate as needed in any special projects; to include organizational assessments, process improvement, IT integration, or other strategic initiatives; develop actions plans and execute successfully within agreed upon delivery dates.

The base salary range for this position is $85,000-$127,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility.

For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below.

Equitable Pay and Benefits: Equitable Total Rewards Program

Required Qualifications:

• 10+ years current life underwriting experience with proven job performance and industry related education success.
• Current Authority limit $10,000,000+ or demonstrated experience/ability to achieve.

Preferred Qualifications:

• Bachelors Degree
• EKG Certification
• FALU and FLMI
• Life experience to include 65+ and Large Case Experience and/or demonstrated ability to assess large complex cases both medically and financially.
• Life underwriting knowledge: medical terminology, medicine, medical science and symptomology, non-medical and financial risk selection methodologies, MIB, legal and regulatory limitations, contractual provisions, products, morbidity and mortality, underwriting guidelines, manuals, and operating system. Proficient in all Underwriting Systems, UW Websites, and Manuals.
• Established background in impaired risk and financial underwriting.
• Participating on a local Underwriting Association Board or other industry related function, industry related presentations, meeting facilitation.

Skills

Risk Analysis and Selection: Knowledge of risk analysis and selection; ability to utilize tools and techniques to analyze potential risk exposures and determine coverage. **

Insurance Legal and Regulatory Environment: Knowledge of federal, state, and local laws and regulations; ability to comply with these laws and regulations in insurance industry practices and activities.

Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.

Coaching Others: Knowledge of coaching and mentoring concepts and methods; ability to encourage, motivate, and guide individuals in learning and improving effectiveness.

Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.

Collaborating: Knowledge of collaborative techniques; ability to work with a variety of individuals and groups in a constructive and collaborative manner.

Problem Solving: Knowledge of approaches, tools, techniques for recognizing, anticipating, and resolving organizational, operational or process problems; ability to apply knowledge of problem solving appropriately to diverse situations.

Diversity, Equity and Inclusion: Demonstrates a commitment to Diversity, Equity and Inclusion by treating everyone with respect and dignity, ensuring all voices are heard and advocating for change.

About Equitable**

At Equitable, we’re a team of over ten thousand strong; committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives.

We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities.

We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork.

We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose.

Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws.

NOTE: Equitable participates in the E-Verify program.

If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at (212) 314-2211 or email us at TalentAcquisition@equitable.com. **

Primary Location**

UNITED STATES-Remote **

Organization**

Equitable **

Schedule**

Full-time