Job description

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:

- We’ve funded over $100 billion in loans for our customers, more than any other fintech

- We ranked #1 in the U.S. on LinkedIn's Top Startups 2020 and 2021

- We are Forbes’ Best Online Mortgage Lender for 2023

- We are USA Today’s Best Mortgage Lenders of 2023, Best for FHA Loans

- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world

- And we’re just getting started!

We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.

A Better Opportunity

Better Mortgage is excited to add a Government Insuring Auditor to our growing Government Insuring team! We are looking for a team member who is well-versed in the insuring process for government mortgages. Strong candidates will have experience in insuring loans while adhering to HUD guidelines. This role will be crucial to help us achieve our goal of making homeownership faster, cheaper and more accessible to everyone.

Responsibilities

Responsible for audit process for designated agency, including credit and collateral documents.

Build loans in accordance with government agency requirements.

This process requires that the auditor is fully knowledgeable of the particular agency requirements and all process changes as the Department of Housing and Urban Development and the Department of Veterans Affairs.

Update Government Insuring Applications to reflect that status of the loan and document deficiencies identified, including entry of all exceptions, dates and curative efforts.

Manage Pipeline effectively and balance timelines within defined SLAs.

Data entry of key FHA & VA loan information into the FHA automated system (FHA Connection) and of loan summary sheet into VA’s Web application.

Review all loan details (VA Summary Sheet) to ensure all information contained is accurate and complete as this is crucial to the insurance of the loan.

Upon completion of audit, electronic case binders are saved and all audit packages must be submitted to associated agencies according to regulatory requirements.

Work NOR conditions within defined SLA.

Minimum of 3 years of mortgage experience and understanding of the closing / mortgage transaction process

Prior government insuring experience FHA, VA, USDA required

Familiar with both FHA and VA submission requirements

Ability to work under pressure to meet deadlines in a constantly changing environment

Detail oriented, organized, ability to multi-task and time manage to maximize output

A self-starter with strong integrity to work in the best interest of consumer and in compliance with all federal guidelines and agency requirements

Company Benefits

Our total rewards package consists of base salary, benefits, and opportunity for yearly cash bonus. Some of our benefits include:

- Comprehensive healthcare, retirement, and voluntary benefits. Think medical, dental, vision, health savings accounts, 401k, and more.

- Personalized care and tools for realizing your mental health and wellness goals.

- Company paid for lunch when working in the office.

- Additional benefit perks & discounts.

Disclaimer

Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

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