Job description

Overview:

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Sr. Commercial Underwriter who is analytically minded, hands-on and a self-starter who has a deep understanding of commercial businessowners coverage and risk. This individual will make risk decisions based on a thorough analysis of exposures using various underwriting tools. The daily activities including the handling of new business risk referrals, underwriting renewals, reviewing, and making decisions from reports (property inspections/loss reports), all with customer centric agency interaction.

What you’d be doing:

Review new and renewal business from our referral system.
Approve or deny requests to bind.
Review property inspection reports and take appropriate underwriting action.
Handle and manage phone calls and written inquiries from agents and referrals from support vendors.
Regularly analyzes market conditions to learn and understand the coastal states commercial insurance environment we serve.
Uses knowledge of the insurance industry to recommend innovation and/or new product or service offerings.
Communicate with IT to resolve agency system related issues.
Deep understanding of commercial insurance practices and regulations to analyze risk eligibility, evaluate prior incurred claims, and make appropriate risk-based decisions using sound underwriting judgement.
Demonstrate successful agency and broker management, including building, maintaining, and managing producer and customer relationships.
Complete ad-hoc projects as assigned.

We’re looking for someone who has:

Minimum four (4) to six (6) years’ underwriting experience in commercial lines
Must demonstrate a strong working knowledge of commercial line underwriting procedures and insurance coverage.
Demonstrated ability to interpret and analyze data and make an informed, calculated risk decision.
Exceptional verbal and written communicator
Customer service orientated.
Thrives in a fast-paced, changing environment.
Comfortable with working under minimal supervision
Possess a strong work ethic and can work individually or as part of a team.
A college degree or equivalent experience and education
Experience working directly with customers, insurance producers, and agents.
Experience working with insurance software and MS Office Suite.

Highly preferred candidates also have:

Bachelor's degree in related field.
Insurance industry designations.

About SageSure:

As a Best Places to Work in Insurance Recipient for four years in a row (2020-2023), SageSure, one of the largest residential property insurance managing general underwriter (MGU) in the United States, is pioneering ways people protect their American Dream.

A leader in catastrophe-exposed property insurance, SageSure was founded in 2009 to deliver reliable products, exceptional customer experiences, and strong underwriting results in challenging insurance markets. SageSure currently operates in 14 states and provides home, flood, and commercial coverage on behalf of its highly rated carrier partners.

We have more than 600 employees working remotely or hybrid in one of our eight offices—Jersey City, NJ; Mountain View, CA; Chicago, IL; Tallahassee, FL; Cincinnati, OH; Houston, TX; Mt. Laurel, NJ; and Cheshire, CT—who are tackling the industry’s toughest challenges.

We provide generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more.

SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.

Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.

Required profile