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Credit Underwriter

Remote: 
Full Remote
Contract: 
Salary: 
48 - 100K yearly
Work from: 

Offer summary

Qualifications:

Proficient in Excel, Experience with Salesforce or similar CRMs, Consumer Loan Finance experience preferred, Familiarity with loan origination systems preferred.

Key responsabilities:

  • Oversee the underwriting process
  • Analyze applications for loan funding

Auto Approve logo
Auto Approve Financial Services Scaleup https://autoapprove.com/
201 - 500 Employees
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Job description

 

Who We Are: 

Auto Approve is a fast-growing, multi-million-dollar fintech organization.  We are disrupting the way people pay for their cars and trucks, saving customers over $1,300 a year.  Auto loans are complicated, confusing, and too costly.  Auto Approve makes it simple for our customers to save money and enjoy life more.  With the help of our private equity backers, we are revolutionizing the auto finance industry. 

 

We recently crossed the $3B loan milestone, helping over 100,000 customers refinance loans; putting more money back in their pockets for things that matter the most. For the past two years, Auto Approve was recognized on Inc. 5000’s list of Fastest Growing Private Companies.  

We have even bigger goals and growth in mind for 2025. 

 

Most of our team members join us because they connect with our mission of providing services that make it simple for our customers to save money and enjoy life more.  We provide a fast-paced, enthusiastic atmosphere that thrives on constant improvement.  We offer a competitive compensation package, a full suite of medical benefits (including dental, vision, pet insurance, and more), and PTO and holidays. We are looking for individuals to demonstrate an entrepreneurial spirit, promote fresh ideas, and serve as an agent of change. The Data Entry Specialist will join our rapidly growing team remotely. 

 

What You’ll Do: 

The Credit Underwriter will look for opportunities to send deals to a lender – they will need to develop an understanding of our lenders and the basic qualifications of applications. The Credit Underwriter will be responsible for overseeing the underwriting process, verifying data submitted with application and review and approve deals submitted for funding. The role’s day-to-day duties include (but are not limited to):  

  • Driving enhancements to Auto Approve's underwriting strategy with our lending partners by applying a quantitative, data-driven approach 
  • Delivering custom and standard training leveraging expertise and consumer lending experience 
  • Creating recurring & ad hoc reports/analyses that will support critical decision making in the life cycle of a lead 
  • Helping implement internal scorecard and decision trees 
  • Conducting exploratory analyses to identify key triggers of customer behavior that can be leveraged strategically 
  • Accessing and connects datasets across multiple sources to draw out actionable insights 
  • Communicating results and recommendations to internal stakeholders 

 

What You’ll Need: 

  • Proficient in Excel required
  • Experience working with Salesforce or similar CRMs required 
  • Experience Consumer Loan Finance/Underwriting experience (preferred) 
  • Experience with a loan origination system (preferred) 


Position Type/Expected Hours of Work: This is a full-time position.  Days and hours of work are variable and based on business need. Evening and weekend work may be required as job duties demand. 

 

Physical Requirements: This position is indoors. Must be able to sit at a computer terminal for an extended period.  May be asked to lift approximately 25 pounds. There may be exposure to moderate noise and light, i.e., business office with computers, phone, printers, light foot traffic. 

 

Other Duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. 

 

EEO Statement: Auto Approve provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics.  In addition to federal law requirements, Auto Approve complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. 

 

Applicants must be legally authorized to work in the United States. 

Required profile

Experience

Industry :
Financial Services
Spoken language(s):
English
Check out the description to know which languages are mandatory.

Other Skills

  • Microsoft Excel
  • Communication
  • Problem Solving

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