Mortgage Underwriter Trainee (ZR_19273_JOB)

This is a remote position.

• Contract: Independent Contractor
  
• Monday to Friday 9am to 6pm Eastern (10:00 PM to 7:00 AM Manila Time) with an hour unpaid break
  

• Application Review: Assess and analyze mortgage applications to determine client eligibility and creditworthiness.
  
• Documentation Verification: Ensure accuracy and completeness in application documents and verify client information to comply with industry standards.
  
• Regulatory Compliance: Maintain an understanding of Canadian mortgage regulations, with a focus on Ontario requirements, to ensure all loan decisions meet legal and regulatory guidelines.
  
• Client Communication: Communicate effectively with clients and team members, both in writing and verbally, to facilitate the mortgage approval process.
  
• Calendar and Meeting Coordination: Schedule and manage appointments, coordinate meetings, and assist with other organizational tasks as needed.
  
• Data Management: Accurately input and maintain client records within the CRM software and other virtual tools, ensuring all data is up-to-date and precise.
  
• Decision Documentation: Document underwriting decisions thoroughly and track outcomes to support risk management and compliance.
  
• Continuous Learning: Stay updated on industry changes, mortgage underwriting standards, and any software or tools used in the underwriting process. Participate in ongoing training as needed.
  

Requirements

• Experience: Prior mortgage industry experience is preferred, but not required. Candidates should have a willingness to learn mortgage lending processes.
  
• Analytical Skills: Ability to perform detailed financial analyses and assess client creditworthiness.
  
• Attention to Detail: Precision in reviewing and processing documentation to ensure accuracy in loan decisions.
  
• Regulatory Knowledge: Familiarity with Canadian mortgage regulations, particularly in Ontario, is an asset. Training will be provided.
  
• Tech Proficiency: Comfortable with CRM software, Microsoft Office Suite, and virtual collaboration tools.
  
• Communication Skills: Proficient in English, both written and verbal, for effective client and team communication.
  
• Organizational Abilities: Strong time management skills, with the ability to manage calendars, coordinate meetings, and handle documentation efficiently.
  
• Availability: Must be available to work during Ontario business hours or have overlapping availability.
  

Benefits

• Permanent work from home
  
• Immediate hiring
  
• Steady freelance job