Underwriter - MSI

Why MSI? We thrive on solving challenges. As a leading MGA, MSI combines deep underwriting expertise with insurer risk capacity to create specialized insurance solutions that empower distribution partners to meet customers’ unique needs. We have a passion for crafting solutions for the important risks facing individuals and businesses. We offer an expanding suite of products – from fully-digital embedded renters coverage to high-value homeowners insurance to sophisticated commercial coverages, such as cyber liability and habitational property – delivered through agents, brokers, wholesalers and other brand partners.

Our partners and customers count on us to deliver exceptional service through a dedicated team that makes rapid resolutions a priority. We simplify the insurance experience through our advanced technology platform that supports every phase of the policy lifecycle. Bring on your challenges and let us show you how we build insurance better.

The Underwriter will help produce profitable business with our new products, while developing long-term relationships with our production resources. The Underwriter will be responsible for underwriting a profitable growing book of business, while driving sales through our captive agency distribution network.

Principal Responsibilities:

• Act as the day-to-day liaison to our agents and broker.
• Underwrite new and renewal E&S commercial property habitational accounts, including multi-family housing, apartment complexes, condominiums, and other residential or mixed-use properties.
• Review, evaluate, and assess property risks to determine insurability, pricing, coverage terms, and conditions.
• Work closely with brokers, agents, and customers to gather risk information, answer underwriting questions, and assist in resolving any issues.
• Build and maintain relationships with external partners to enhance business opportunities and improve risk placement.
• Advise brokers and agents on coverage options, exclusions, and terms that align with risk profiles and business objectives.
• Develop competitive pricing strategies for habitational property risks while balancing profitability and risk appetite.
• Work with internal teams to develop and customize insurance products tailored to habitational property needs, including endorsements, limits, and coverage features.
• Keep abreast of market trends, competitor offerings, and regulatory changes to adjust underwriting strategies accordingly.
• Manage results by agency location and review concentrations and PML accumulations within the book of business.
• Ensure that issued property policies comply with our carrier and reinsurance agreements.

Education, Experience, Skills and Abilities Requirements:

• Bachelor’s degree, preferably in a Business, Economics, Marketing or Engineering field, or equivalent years’ experience.
• Commercial property underwriting experience within an insurance carrier, MGA / program administrator, or agency. 2+ years of handling accounts within commercial property middle market or small business market in a product, underwriting, or account management role
• Ability to demonstrate a sense of urgency to resolve problems and meet broker, client and market expectations of service.
• Excellent oral and written communication skills.
• Experience working with MS Office (Excel, PowerPoint, Word, Outlook) and ability to master proprietary software.
• Ability to work autonomously when not directly supervised day to day.
• Ability to travel up to 10% to visit BKS sites once a quarter.

Special Working Conditions:

• Ability to work in a fast-paced environment and collaborate effectively with colleagues.

Important Notice:

• This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be modified to reasonably accommodate physically or mentally challenged colleagues.

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The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.