Director, Compliance

Purpose and Job Summary:

Lument, a subsidiary of ORIX Corporation USA, provides comprehensive capital solutions for multifamily, affordable, seniors and health care real estate.  This includes a full suite of financing and strategic solutions such as investment banking, mortgage banking, private equity, a variety of direct balance sheet lending potions, investment sales, and mergers and acquisitions.

The Lument Compliance Team is seeking a Compliance Regulatory Coordinator with compliance experience in the commercial mortgage lending sector.  The successful candidate will assist in the development and maintenance of an effective compliance framework and standards for Lument’s commercial real estate lending business. This includes assisting the Chief Compliance Officer to ensure a compliance culture commensurate with the high ethical standards of Lument and its parent companies, ORIX Corporation USA and ORIX Corporation.

Essential Duties and Responsibilities:

• Oversee all mortgage company related audits, including internal audits and external audits by FHA/HUD, Ginnie Mae, Fannie Mae, Freddie Mac, USDA, and state regulators.
• Conduct internal underwriting quality control audits of Lument’s Fannie Mae and Freddie Mac business.
• Assist in the review and implementation of changes to Fannie Mae, Freddie Mac, FHA/HUD and USDA rules and regulations.
• Assist in reviewing, testing and, when necessary, revising Lument’s policies and procedures.
• Assist in monitoring, developing, and modifying Lument’s supervisory policies and procedures to detect and prevent rule violations and to correct deficiencies in, and violations of, relevant laws, rules, and regulations.
• Assist with Lument’s anti-money laundering compliance program.
• Assist in implementing the new HMDA regulations.
• Assist in ensuring all regulatory filings are made in a timely manner and in compliance with appropriate rules and regulations. ​
• Coordinate Lument’s various lending license applications and renewals.
• Develop standard operating procedures for Lument’s Compliance Team.
• Other projects and duties as needed, including periodic compliance support for Lument’s parent companies.

Travel Requirements - [10-15%].

Education, Skills and Experience:

• Bachelor’s degree in finance or business management preferred.
• A minimum of 10 years of experience in commercial mortgage lending.
• Excellent business judgment and decision-making abilities.
• Commitment to innovative and continuous process improvement activities.
• Polished and effective communication skills suitable for interaction with external parties and all levels of the organization, including senior managers and executives.
• Excellent organizational, communication, presentation, and interpersonal skills.
• Ability to plan, organize, and prioritize assignments, and to meet critical and established deadlines.
• Flexibility and ability to work under pressure and adjust priorities in a rapidly changing environment.
• Strong character and principals, embracing the values of the compliance profession.

Required:

• This position has frequent contact with all levels of employees and management. In addition, this role interacts with outside business partners, vendors, consultants, and other office visitors.

Preferred:

Life at ORIX

We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance.

You Time

We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more.

Family Care

Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way.

Flexible Work Arrangements

ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement.

ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.