Offer summary
Qualifications:
Graduate, 3+ years of relevant experience.Key responsabilities:
- Review and analyze mortgage loan applications
- Make independent underwriting decisions
Job Title : | Live Underwriters |
Qualification : | Graduate |
Relevant Experience : | 3+ years |
Must Have Skills : | Live underwriters, 4C’s , Collateral, Capacity, Credit & Income |
Roles and Responsibilities : | The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities: • Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. • Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. • Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. • Provides final approval underwriting of mortgage loans. • Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. • Sign off conditions in a timely manner set by management. • Work with staff and management to find solutions on escalated loans. • May be requested to make recommendations for improving Internal Audit’s policies and practices. • Manage loans by using all functions of Encompass. • Effectively communicate underwriting decisions with processors and advisors • Maintain a high level of customer service and communication with other departments. • Other duties as assigned. |
Location : | Remote |
CTC Range : | 12 L |
Notice period : | 60 days |
Shift Timing : | US Shifts |
Mode of Interview : | Virtual Interview |
Mode of Work : | WFH |
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