Compliance Specialist III

Who We Are:  

FFB, a dynamic and acclaimed single-branch bank born in the heart of Fresno, CA in 2005, is on a mission to redefine the banking experience. Our commitment to delivering top-notch banking services has propelled us to the forefront of the industry, earning us accolades and recognition. At FFB, we recognize the uniqueness of each individual who walks through our doors, and our dedicated team strives to craft personalized banking solutions that cater to their distinct needs.

What sets FFB apart is not just our Fresno roots but the diverse talents that make up our team, hailing from every corner of the country. We firmly believe that our people are our greatest strength, and we're constantly on the lookout for ambitious and passionate individuals who align with FFB's vision, regardless of their location.

If you're ready to be part of a winning team and contribute to our ongoing success story, we invite you to apply and join the FFB family!

Recent Achievements Speak Louder Than Words:

• 2024 - American Banker - #1 Top Performing Publicly Traded Bank with under $2b in assets 
• 2023 - American Banker - "Top 5" Community Bank in the Country #4 
• 2023 - OTCQX - Best 50 Companies #3 
• 2023 - 5-star Rating Bauer Financial 

What You Should Expect While Working at FFB:

• Company ownership through our Employee Stock Ownership Program (ESOP)
• A friendly, close-Knit work culture that encourages growth 
• Opportunities to Participate in Community Networking Events 
• Benefits Package

o Medical/Dental/Vision

o Life Insurance

o Paid Vacation

o 401(k) Retirement Plan

o Training & Development

o Tuition Reimbursement

o Employee Assistance Program

o Internal Job Posting & Referral Program

Ideal Candidate: 

FFB prides itself on its core values of Teamwork, Relationship, Authenticity, and Commitment (TRAC). We expect that our team members will reflect these values in the workplace in various ways: 

• Teamwork – We collaborate, hold each other accountable, and win together. 
• Relationship – We are trustworthy, transparent, and respectful. 
• Authentic – We are humble, vulnerable, and we speak up. 
• Commitment – We are owners...Be hungry, responsive, and have a sense of urgency.

About the Position:

The Compliance Specialist III reports to the Director of Compliance. The Compliance Specialist III will assist in the implementation and administration of the Bank’s Compliance Management Program. The Compliance Specialist III performs various quality control reviews and monitoring pertaining to the Regulatory Compliance, Customer Identification, CRA and HMDA using industry standards and regulatory guidance to ensure the bank’s compliance efforts are maintained daily. 

Essential Duties:

• Maintains a proficient knowledge of the current Bank Regulatory Compliance requirements.
• Maintains proficient knowledge of all federal and state laws and regulations.
• Monitors and updates compliance policies and procedures while maintaining a strong working knowledge of the bank’s overall policies and guidelines. 
• Provides feedback to the Director of Compliance for potential control weaknesses, staff training needs, policy or procedure enhancements and/or ongoing system errors.
• Monitors record retention and bank marketing materials to ensure compliance with regulations and internal standards.
• Performs regulatory testing of various bank processes to ensure compliance, including Regulation B, Flood, Regulation E, Regulation CC, legal processes, etc. 
• Assists in the implementation of training programs related to Regulatory Compliance, BSA/AML program/policies and procedures.
• Assists in the development of bank forms, notices, disclosures and procedures to maintain compliance with regulatory requirements.
• Assists with oversight of bank programs, provides reports and follow up of identified weaknesses.
• Assists in the preparation and update of the Compliance and Enterprise Risk Assessment.
• Assists in the preparation and coordination of independent audits and regulatory exams.
• Assists with the tracking of audit findings through monitoring software.
• Assists with auditing, monitoring and tracking of CRA and HMDA loans and reports.
• Assists with maintaining the CRA public file.
• Assists with oversight of merchant services program.
• Assists Director of Compliance in preparation of Board reports.
• Assists bank staff with Compliance related questions or research.
• Supports with filing of CTRs, SARs, new account callback, high risk customer and account monitoring.
• Supports with alerts generated through the BSA monitoring software.
• Assists with special projects and perform other duties as assigned to support team goals and organizational needs. 
• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. 
• Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules, and regulations, and adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
• Follows policies and procedures; completes administrative tasks correctly and on time, including mandatory Bank Compliance Training; supports the Bank’s goals and values; benefits the bank through outside activities.
• Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.

• Bachelor’s Degree preferred; comparable professional experience will be considered.
• 10+ years banking experience or comparable field.
• Banking regulatory certifications preferred.
• Knowledge of payment processing, TPPP and FinTech requirements.
• Ability to communicate clearly and effectively, with team members and senior leadership.
• Proven ability to train, mentor, and coach employees to enhance their skills, maximize potential, and improve performance.
• Ability to manage multiple projects, prioritize tasks, and meet deadlines while maintaining high-quality results. 
• Ability to learn new software.
• Aptitude to fulfill interim Director of Compliance role.