Remote Non-QM Underwriting Manager

Overview:

The Non-QM Underwriting Manager determines workload, workflow and monitors department production and service standards. The Non-QM Underwriting Manager will support the VP, Non-QM Lending with the oversight and development of short and long-term underwriting projects, strategic goals and objectives. This position is expected to perform all duties in accordance with PRMG policies, procedures, guidelines and applicable state and federal regulations

Responsibilities:

• Lead, mentor, and motivate the Non-QM underwriting team, promoting a high-performance culture
• Independently makes decisions and leads special projects
• Ensure team workload is effectively managed and turn times are met
• Set productivity and quality requirements for underwriters, minimizing the need for overtime.
• Coach underwriters to ensure adherence to program guidelines and regulations.
• Recruits, hires and trains underwriting personnel
• Second sign and underwrite loans when necessary
• Implement strategies to address performance gaps and improve efficiency
• Identifies Pre- and Post-Closing trends and provides training where needed
• Assists in identifying, recommending alternative loan requirements, restructure, and exception solutions
• Assist with underwriting component of Investor and Agency audit responses
• Perform related duties, as assigned.

Essential Job Functions:

• Confidentiality: Maintains high level of confidentiality.
• Communication: Works with management to improve the quality of the company’s services and products and makes recommendations for improvements.
• Equipment: Uses such office equipment as computer terminals, copiers and FAX machines.
• Physical: Sits for extended time periods. Hearing and vision within normal ranges.

Experience:

• Over 5 years of experience leading teams of residential mortgage underwriters.
• More than 3 years of expertise in credit analysis and approving Non-Agency/ Non-QM products

Skills:

• Detail oriented with strong organizational and follow-through skills.
• Strong analytical and written and verbal communication skills.
• Ability to work with limited supervision, with a self-motivated attitude
• Strong attention to detail and ability to achieving exceptional outcomes.
• Able to excel under pressure while managing diverse responsibilities.
• Adaptable and open to new ideas and innovative approaches.
• Technologically proficient in MS Windows software.
• Encompass experience highly desired

Education:

• College degree in business administration or High School diploma plus equivalent underwriting and managerial experience required.