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SR Asset & Liability Management Analyst

Remote:

Full Remote

Contract:

Full time

Salary:

88 - 148K yearly

Experience:

Senior (5-10 years)

Work from:

Florida (USA), United States

Offer summary

Qualifications:

Bachelor’s degree in economics or finance, 6+ years experience in ALM analysis, Advanced knowledge of financial services sector, Proficient with consumer credit products, Programming skills in Python or R preferred.

Key responsabilities:

Manage ALM and capital stress testing efforts
Serve as subject matter expert for asset and liability data
Deliver actionable insights to senior management
Analyze and communicate quantitative results to leadership
Cultivate relationships and coach team members

Suncoast Credit Union Banking Large https://www.suncoastcreditunion.com/

1001 - 5000 Employees

See more Suncoast Credit Union offers

Job description

Overview

Compensation: $88,000 - $148,000 based on experience and credentials

Location Type: Remote

Position Type: Full Time

The Senior ALM Analyst oversees the execution of Suncoast Credit Union’s asset-liability management model to support the management of regulatory deliverables such as Interest Rate Risk, Liquidity Risk, Balance Sheet Management Strategies, and Capital Stress Testing. This individual plays an integral role in the capital planning function, responsible for key inputs to support risk management and financial decision-making. Key responsibilities include the ongoing development, calibration, back-testing, and documentation of model assumptions. An ideal candidate has technical quantitative expertise with a strong working knowledge of a financial institution's balance sheet and business model.

Responsibilities

Manage Suncoast Credit Union’s ALM and capital stress testing modeling initiatives including interest rate risk, liquidity risk, and balance sheet optimization
Serve as subject matter expert for asset and liability data on a wide range of economic and management-defined scenarios
Prioritize the accuracy and integrity of data incorporated into ALM and capital stress testing activities to support a comprehensive internal controls environment
Oversee regular updates to model assumptions including loan prepayment speeds, deposit decay, and betas
Manage and evaluate modeling balance sheet, net interest income (NII), economic value (NEV), and expected credit loss (ECL) simulations across multiple scenarios.
Deliver actionable insights to Suncoast’s senior management team
Support finance, risk management, internal audit, business leads, and examiners for ALM and stress testing discussions or analyses
Collaborate with internal and external stakeholders including senior leaders from Finance, Risk, Member Solutions, Data Analytics, Internal Audit, and NCUA Examiners
Analyze, interpret, and communicate detailed quantitative results and analyses to senior management
Manage Suncoast’s capital goals utilizing statistical and other quantitative methods in a proactive manner
Lead the analysis and interpretation of results, incorporating feedback into models and metrics
Coach, review, and delegate work items
Assist with personnel activities of staff such as performance appraisals and training
Cultivate strong working relationships and build trust among team members
Maintain knowledge and understanding of current trends, laws, and issues affecting the area of expertise
Attend educational events to increase professional knowledge

Qualifications

Bachelor’s degree in economics, finance, or a related field (A comparable combination of work experience and training may be substituted for education requirements)
6+ years of experience performing Asset-Liability Management analysis, preferably using financial models
Experience measuring, monitoring, and managing interest rate risk, credit risk, liquidity risk, and balance sheet strategies
Advanced knowledge of the financial services sector
Proficient knowledge of consumer credit products and financial markets at financial institutions
Proficient knowledge of bank stress testing principles
Experience with the U.S. Basel Rules is strongly preferred
Experience with CCAR/DFAST/ICAAP stress testing and CECL/IFRS9 preferred
Programming skills in Python, R, or other object-oriented languages preferred
Ability to prioritize tasks, deal effectively with competing and changing priorities to meet deadlines
Accurate, detail-oriented, and organized with task management
Ability to analyze and resolve difficult and complex problems
Excellent written, verbal and interpersonal communication skills to interact effectively with members, staff, vendors, and government regulator
Ability to influence others regarding policies, practices, and procedures